Scottsdale AZ

July 10, 2018

Now is the Best Time to Buy House, Scottsdale, AZ

You have saved up for a down payment. You have scoured the biggest home listing in town and you have found some prospective properties. Indeed, you are ready to buy. But one question still lingers: Is it the best time to buy? If you are planning to buy a new house, Scottsdale, AZ? The best time to do it is NOW. Why? Because of better interest rates. As of the moment, interest rates are relatively low, but various indicators suggest that it could go significantly higher in the next few years. Truly, now is the best time to look for a loan and buy your dream property while the interest rates are low. Do it today before rates become too high that you can no longer afford it. Here are some things you need to know about interest rates: Majority of home buyers need to get a loan when buying a new house. It is highly likely that you need it too. Apply for a mortgage loan to take advantage of low interest rates. It is imperative that you check out 30-year fixed mortgage rates prior to house purchase; 30-year mortgage rate sits at 4.5% these days. Mortgage rates fluctuate and that is why timing is really important to get your dream house. As of the moment, the mortgage market environment has kept home buying affordable, despite the fact that home prices are rising not just in Arizona, but across the country. Back in 2007, the interest rate went as […]
March 28, 2019

Looking for a Mortgage Broker, Scottsdale, AZ? Take Note of These Items…

More and more mortgage service providers are added to the pool of companies in the industry these days. This comes as no surprise knowing that the number of people who are looking for a new home to own continues to rise. The demand for a mortgage service continues to rise. This trend presents some challenges to the home buyers themselves. The reason? A lot of brokers claim they are the best in town and so picking from the available options has become more tricky. As a home buyer who does not want to commit mistake and put money down the drain, it makes sense to be extra careful when picking a mortgage broker, Scottsdale, AZ. The truth is, companies are not created equal. Here are some of the items to put in mind: They do not have the same level of industry experience. Some mortgage brokerage companies have been operating for decades. Some others have been around for just about a year or two. Knowing that experience refines processes, it makes sense to choose a company that has been in business for quite some time. It is highly likely that their business process is more refined. Not all offer favorable deals. Some mortgage brokers do not disclose all fees up front. It might surprise you when you pay more than what you have expected if you choose this type of broker. So, make sure that you scrutinize the offer thoroughly. You have to examine the mortgage deal carefully before you […]