Irvine CA

January 22, 2018

Mortgage Lender Irvine CA

Looking for the best Mortgage Lender with the lowest mortgage rates in Irvine, CA! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Mortgage Lender in Irvine, CA? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Irvine, CA mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing you with the […]
June 24, 2019

Answering Some Important Questions About Jumbo Loans, Irvine, CA

Thinking of going for a jumbo loan? There are a number of important considerations that you need to take into account prior to your application. Note that taking out a jumbo loan is a big decision to make. With higher the loan amounts come with higher monthly payments to deal with. To give you some useful insights about whether or not jumbo loans, Irvine, CA, are right for you, we have shared below some questions to ask yourself for assessment. Consider the following: Is jumbo loan right for me? The truth is, jumbo loans are not made for everybody. They are outside the limits of the size of loans that Fannie Mae and Freddie set. In other words, they are not “conforming loans”. This type of loan is not designed to help buyers stretch the limits of how much they can borrow. Instead, it is designed to help financially secure buyers invest in home that are pricier than average. Am I prepared to meet the stricter qualifying requirements? It is important to note that jumbo loans, Irvine, CA, are not guaranteed by Fannie Mae and Freddie Mac, which means they are perceived as riskier than conforming loans by lenders. More risks mean stricker requirement on jumbo loans. Here’s a list of some items that you need to take into account: Credit score – Jumbo loans require a minimum score of 680 Debt-to-income ratio – The sum of all your debt divided by your gross monthly income; this is used to […]