Lending Expert Blog

June 28, 2018

Some Things You Need to Know About VA Loans, Jacksonville, FL

Just like in any other transactions, it can be a big help if you have prior knowledge on a deal that you plan to get yourself involved in. Applying for VA loans, Jacksonville, FL is no exception. In other words, you need to have enough knowledge before you navigate the widely considered ‘murky’ water of the mortgage market. Here some important things that you need to know about VA loans: They are reusable – Your full VA entitlement can be used over and over again provided that you faithfully pay off your loan each time. However, still, you may be able to get another VA loan even if you have lost one to foreclosure or presently have one. They are not issued by the VA – This agency only provides a guarantee on every qualified mortgage loan; issuing home loans is not their business Available in spite of foreclosure or bankruptcy – Men in uniform who have bankruptcy history can be granted with a VA loan. In fact, even borrowers who have had a VA loan foreclosed on can still benefit from it. They are guaranteed by the government – The government guarantees up to a quarter of the loan amount if you have a VA entitlement. This can boost your chances of approval as this gives lenders confidence and will help borrowers get great deals on mortgage. The purpose of VA loans is for primary residences only – Meaning, if the purpose of buying a home is for investment […]
June 27, 2018

New Home Purchase Loan, Austin, TX

Making a home purchase is one of the biggest financial decisions you can ever make in life. Remember, it involves some serious amount of money and therefore should merit careful planning and wise decision-making. It’s a matter that you cannot afford to fail. Fortunately, prior research on mortgage tips, together with the guidance of a highly qualified advisor, can put you in a better position of getting the best deals in the market today. Finding a reliable mortgage company that works for your new home purchase loan, Austin, TX, is an important step to succeed in home purchase. Companies like yours truly, HomePlus Mortgage, have access to a wide network of lenders, which gives borrowers better chances of getting the best deals available in the industry. In your search for a new home purchase loan, Austin, TX, it is imperative that you come well-prepared when you finally sit down with your mortgage broker. With that, it makes sense to make a personal evaluation on your purchasing capacity. Here are some factors that can increase your chances of getting approved in your new home purchase loan application: Higher down payment – Having at least 20% to put down increases your chances for approval; you also get better interest rates when the lenders figure out that you have the needed ideal amount for down payment. Healthy credit score – Most lenders consider a credit score of 600 as their baseline for home loan approval. Other lenders (e.g. a select credit union, local […]
June 26, 2018

Getting the Best Deal on Home Loan, Tucson, AZ

One of the biggest financial decisions you can ever make in life is to make a home purchase. It involves some serious amount of money and thus, should merit careful planning and intelligent decision-making. It’s a matter that you cannot afford to fail. Fortunately, with prior research on tips on how to find the best deal, along with the guidance of a highly qualified advisor, you can be in a better position to get the best mortgage in the market today. Finding a reliable mortgage company that works for your home loan, Tucson, AZ, is an important step to succeed in that home purchase. Companies like yours truly, the HomePlus Mortgage, have access to a wide network of lenders, which helps borrowers increase their chances to get the best deals available in the mortgage industry today. In your quest for a home loan, Tucson, AZ, it is crucial that you come well-prepared when you finally sit down with your mortgage broker. Here are some factors that can increase your chances of getting approved in your new home purchase loan application: Healthy credit score. Most lenders consider a credit score of 600 as their baseline for home loan approval. Other lenders (e.g. a select credit union, local banks) have put minimum credit score requirements at 720 or above. But how is your credit score computed? It is based on these factors: payment history, utilization ratio, the length of credit history, new credit, as well as the types of credit in use. […]
June 25, 2018

New Home Purchase Loan, Sacramento, CA

Buying a home is one of the biggest decisions you can make in life. It involves some serious amount of money and therefore should merit careful planning and a wise decision-making. Prior research on tips for effective purchase, together with the guidance of a highly qualified advisor, can increase the chances of getting the best deals on getting new home. Finding a reliable mortgage company that offers new home purchase loan, Sacramento, CA, is an important step to succeed in home purchase. Companies like yours truly, HomePlus Mortgage, have a wide network of lenders, which provides borrowers opportunities to find the best deals available in the market today. Before you sit down with your mortgage broker, however, it is imperative that you are well-prepared so that the search for a new home purchase loan, Sacramento, CA, becomes a lot easier. With that, it makes sense to conduct a personal evaluation on your purchasing capacity. Here are some factors that can increase your chances of getting approved in your new home purchase loan application: Higher down payment – Having at least 20% to put down increases the odds of approval; you also get better interest rates when the lenders find out that you have an ideal amount for down payment. Healthy credit score – Most lenders consider a credit score of 600 as their baseline for mortgage approval. Other lenders (e.g. a select credit union, local banks) have put minimum credit score requirements at 720 or above. But, how is your […]
May 31, 2018

VA for Home Purchase Phoenix AZ

Looking for the best VA for Home Purchase with the lowest mortgage rates in Phoenix, Arizona! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best VA loans in Phoenix, AZ? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best VA Home Loans in the current Phoenix, AZ mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated […]
May 30, 2018

FHA for Home Purchase Pensacola FL

Looking for the best FHA for Home Purchase refinance company with the lowest mortgage rates in Pensacola, FL! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best FHA loans in Pensacola, FL? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best FHA Home Loans in the current Pensacola, FL mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are […]
May 29, 2018

Debt Consolidation Refinance Austin TX

Looking for the best debt consolidation refinance company with the lowest mortgage rates in Austin, TX! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best debt consolidation refinance in Austin, TX? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Austin, TX mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing […]
May 28, 2018

Home Improvement Refinance Ventura CA

Looking for the best Home Improvement Refinance company with the lowest mortgage rates in Ventura, CA! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best home improvement refinance in Ventura, CA? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Ventura, CA mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing […]
April 18, 2018

How a Mortgage Broker, Sacramento, Can Save Your Loan Processing Time

While it is true that using a mortgage broker, Sacramento , is not obligatory, getting one can help you save time when looking for the best home loan deals. This is the reason why many avail themselves of the services provided by a broker. If you are one of those who are looking for a mortgage loan but still uncertain as to whether or not to use a broker, here below is a list of advantages that might help convince you that it is worth it. A mortgage broker has the answers to your questions. When it comes to mortgage loans, information is crucial in order to perform a thorough home loan comparison. However, with so much industry jargon, getting into the mortgage process can really be challenging most especially for first time buyers. With a mortgage broker, Sacramento , (and thanks to their comprehensive industry knowledge), the answer to your questions in relation to your mortgage loan can be just a one phone call away, saving you time. Can compare thousands of loans in almost no time. Your mortgage broker’s wide industry affiliation will work like magic when it comes to home loan comparison. They literally have easy access to thousands of loans available in minutes. This increases the chances of finding the best deals available in town, without having to spend a huge chunk of time checking such deals by yourself. Can take care of the paperworks for you. Usually, paperworks are a tedious task . For example, […]
April 17, 2018

Save Time with a Mortgage Broker, San Antonio

While it is true that using a mortgage broker, San Antonio, is not obligatory, having one can help you in a number of ways to save time when looking for the best deals. This is the reason why there are many homebuyers avail themselves of the services provided by a broker. If you are one of those who are looking for a mortgage loan but still uncertain as to whether or not to use a mortgage broker, here below is a list of advantages that might help convince you that they are worth it. A mortgage broker has the answers for you. When it comes to mortgage loan, information is crucial in order to perform a thorough home loan comparison. However, with so much industry jargon, getting into the mortgage process can really be difficult most especially for first time buyers. With a mortgage broker, San Antonio, (and thanks to their comprehensive industry knowledge), the answer to your questions can be just a phone call away to your broker, saving you time. Can compare thousands of loans in almost no time. Your mortgage broker’s wide industry affiliation will work like magic when it comes to home loans. They literally have easier access to thousands of loans available in minutes. This increases the chances of finding the best deals available in town without having to allocate a huge amount of your time checking such deals yourself. Can take care of the paperworks for you. Paperworks can be a tedious task. For […]