Lending Expert Blog

March 28, 2020

Making Your Applications Easier With Your Mortgage Broker, Orlando, FL

A key to getting the best deal on a mortgage is to have a good working relationship with your mortgage broker, Orlando, FL. A good working relationship helps him to connect you to lenders that offer the best mortgage options available in the market. It encourages open communication, which is essential to getting your message across – on what your mortgage end goal is. The question then becomes: how to have a good working relationship with your mortgage broker, Orlando, FL? Here are some tips to consider: Do your homework You must do your homework before applying for a mortgage. That means identifying the things that you need to prepare. For example, you find out what is the credit score […]
March 27, 2020

VA Home Loans, Tucson, AZ -The Benefits That Might Interest You

You probably have reached this page because you are interested in VA home loans, Tucson, AZ. You have come to the right place as we have discussed below some benefits of VA home loans that you must know before you even decide whether to go for it or not. Of course, you have to check out the minimum requirements before making any decision. Here are some of the benefits of VA home loans, Tucson, AZ: VA Home loans, in general, have lower interest rates than conventional private mortgages Unlike the typical home loans that require you to pay monthly PMI premiums, buying insurance is not a requirement with VA home loans – even without a downpayment, saving you some hundreds […]
March 26, 2020

Applying For Jumbo Home Loans, Orange County – Some Questions To Ask

One of the mortgage options that you can consider is jumbo home loans, Orange County. These are loans that are larger than the conforming loan limits prescribed by government-sponsored mortgage institutions Fannie Mae and Freddie Mac. In 2020, the maximum conforming limit is USD 510,400. Now, the question becomes: Am I qualified for jumbo mortgage loans, Orange County? The following are some crucial questions you need to ask yourself. Do I have a good (if not exceptional) credit score? While every lender has different requirements for jumbo loan application approval, they generally require higher credit scores for a higher loan amount, which includes jumbo loans. Most lenders want to see 700 to 720 at the minimum for jumbo home loans. […]
March 25, 2020

When To Consider A Mortgage Refinance, Austin, TX?

Here’s the thing: The Mortgage Bankers Association is forecasting USD 1.23 trillion of refinancing originations this year, and that translates to a 37 percent increase from last year. The primary reason? The plunge in government bond yields as Treasuries have fallen to record lows as investors seek a haven from the stock market blow brought about by the covid-19 pandemic. For those who are new to the term, mortgage refinancing is a way of paying off your existing loan and replacing it with a new one. It has several end goals: (1) to obtain a lower interest rate; (2) to make the mortgage term shorter; (3) to convert from adjustable-rate mortgage to fixed-rate mortgage or vice versa. Now, you probably […]
February 27, 2020

VA Loan Lenders, Pensacola, FL – The Benefit Of Using Comparison Sites

You are planning to apply for a new home loan, and you are choosing from the available VA loan lenders, Pensacola, FL. But before you dive into any deals, it is a logical thing to do some prior research. Part of that is using mortgage comparison sites. There are plenty of them that you can find easily using search engines like Google. Why use mortgage comparison sites? How valuable is it? Here are some of the benefits: It allows you to build a list of prospects a lot easier – The moment you browse through a particular mortgage comparison site, you will notice that a listing of VA loan lenders, Pensacola, FL, is readily available. And to make things even […]
February 26, 2020

In Search For An Expert Mortgage Broker, East Texas, TX

A mortgage broker, East Texas, TX, can be a great help in your quest for the best deals on home loans. They can guide you every step of the way – from gathering the required documents to connecting you to different lenders. With that said, you must hire one that is a proven expert in this field. Doing so will increase your chances of landing the best deal in town. Here are some factors to consider when looking for a mortgage broker, East Texas, TX: Portfolio The truth is, your prospective mortgage brokers can claim they are the best in Texas, but their portfolio might tell otherwise. Thus, it is crucial to determine how they have worked in the past. […]
February 25, 2020

In Search For The Best Mortgage Broker, Scottsdale, AZ

Getting the best mortgage broker, Scottsdale, AZ, can be a great help in your search for the most favorable deals on home loans. They can guide you every step of the process – from required documents gathering to connecting you to a wide range of lenders. But how do you find the best one from the multitude of options? Here are some factors to consider when looking for the best mortgage broker, Scottsdale, AZ: Portfolio Why is it critical to check your prospects’ list of accomplishments? Because the truth is, any mortgage broker can easily claim they are the best in Scottsdale, but their past performances might tell you the opposite. Doing some background checks can give you a clear […]
February 24, 2020

Mortgage Refi Orange County, CA – The Value Of Using Comparison Sites

Are you thinking of going for a mortgage refi, Orange County, CA? Before you accept any deals, it is a logical thing to do some prior research. Part of that is using mortgage comparison sites. There are plenty of them that you can find easily using search engines like Google. Why use mortgage comparison sites? How valuable is it? Here are some of the benefits: It makes the building of a list of prospects a lot easier – The moment you visit a particular mortgage comparison site, you will notice that a listing of lenders is already available. And to make things even a lot easier for you, this listing ranks lenders from the most favorable to the less favorable […]
January 29, 2020

Consider These Tips Before You Refinance Your Mortgage, Phoenix

Are you planning to refinance your mortgage, Phoenix? If you do, the following tips may be able to help increase your chances of attaining this goal. As mortgage brokers who have been in the industry for decades, we have proven that preparation is so important for you to succeed in refinancing your mortgage. Here are some tips that your future self will thank you for: The need to be ready when interest rates drop Being ready to refinance your mortgage, Phoenix, AZ, isn’t just about catching your target low rates before they go up. It also means avoiding a backup in refinance applications. Meaning to say, you have to be in the pipeline ready (this includes having your documents ready) […]
January 29, 2020

How To Prepare For Refi Mortgage, Jacksonville, FL

Are you planning for a refi mortgage, Jacksonville, FL? If you do, the following tips may be able to help increase your chances to achieve success. As mortgage brokers who have been in the industry for decades, we can attest that preparation is so important for you to succeed in refinancing your mortgage. Here are some important tips that you might find useful: On why you should be ready when rates drop Being ready for a refi mortgage, Jacksonville, FL, isn’t just about catching your target low rates before they rise, but also avoiding a backup in refinance applications should rate suddenly fall. Meaning, you have to be in the pipeline ready to go when the interest rates start moving […]