Lending Expert Blog

July 29, 2019

Home Loans, Chandler, AZ – Options To Consider If You Can’t Afford A Full Down Payment

Saving some cash to put down for a new home to buy can be challenging. A 20% downpayment is pretty big for many, particularly for those who are just starting to earn an income. But most experts recommend that amount for several reasons. For one, it avoids private mortgage insurance payment; for another, it helps to get a lower interest on home loans, Chandler, AZ. If you feel like it may not be possible to save up that much, you are not alone. According to Realtor.com’s Dec 2018 data, the typical millennial homebuyers put down an average of 8.8% of their home’s purchase value. If you still find 8.8% difficult, no worries – all is not lost. There are a […]
July 26, 2019

How to get the best deal on VA loan rates, Oceanside, CA

Just like anyone else, you would want to get the best deal on VA loan rates, Oceanside, CA. That is because it will have a huge impact on your monthly premium and in your life in the long run in general. The lower the interest rate, the better. In this post, we are sharing some tips on how to get the best VA loan rates, Oceanside, CA. Here’s your to-do list: Do prior research. Before accepting any mortgage deal, it is a must that you do your homework first. Enough research should be done to know your prospect better. This should come a lot easier today with the help of the internet. Some resources you can check out include: local […]
July 25, 2019

When To Consider Mortgage Refi, Jacksonville, FL?

One important rule when it comes to mortgage loans is that you do not need to jump on the industry bandwagon. Just because all are doing it doesn’t mean you have to do it as well. However, if all the indicators suggest that it is a good time for mortgage refi, Jacksonville, FL, then you might take advantage of that opportunity. Mortgage refinancing, when you get the best deal, can save you some serious amount. A typical refinancer can save about USD 150 per month. But what are some indicators that tell you it is a good time for mortgage refi, Jacksonville, FL? Consider the following: When you cut the mortgage rate by three-quarters of a percentage point. If the […]
July 24, 2019

Some Tips To Get The Best Home Loan Rates, Austin, TX

All homebuyers want to get the best home loan rates, Austin, TX. We all do. That is because it creates a huge impact on your monthly premium. The lower interest rates, the better. So, without further ado, here are some tips to getting the best home loan rates, Austin, TX. Do your homework. Before getting into any mortgage deal, it is recommended that your homework first. Meaning to say, you must do enough research. With the help of the internet, it should be not that easy. Some resources you can try are local directories, citation websites, and review sites. Get notifications/alerts from search engines. When there is trending news about mortgage rate drops, you can be alerted by search engines […]
June 27, 2019

Getting The Best Refi-Mortgage Rates, Phoenix

Refi-mortgage lenders are not created equal; there are those that are just better than others. This means doing your homework is necessary before taking any mortgage deal from a particular lender. The goal is to find one that gives a great deal when it comes to refi-mortgage rates, Phoenix; else, you run the risk of getting a loan that can ruin your cashflow in the long run. In this post, we are giving some useful insights aimed at helping you find the best from the available refi-mortgage rates in town. You should consider the following: Checking your credit report for errors. The truth is, errors in credit reports happen more often than you might imagine. With the help of a […]
June 26, 2019

VA Loans, Ft Walton Beach, FL – Practical Application Tips

Buying a home through VA loans, Ft Walton Beach, FL, can be one of the most important decisions you can ever make in life. That is the reason why you need to work the best you can for approval. Note that, though this government-backed loan has more flexible and forgiving requirements than other loan types, not all of those who apply for a VA loan hurdle the eligibility requirements. If you are planning to apply for VA Loans, Ft Walton Beach, FL, here are some practical tips that might help increase your chances for approval: You can start your VA application without COE. Your Certificate Of Eligibility, which you can apply online at the Veteran’s Information Portal, is a document […]
June 25, 2019

Loan Officer, Corpus Christi, TX

If you have been working for your mortgage application lately, you have probably encountered the term “loan officer.” What role does a loan officer, Corpus Christi, TX play in my mortgage loan application? – a question that you might have asked. In this post, we get into some details about loan officers and how do they relate to your mortgage application. What is a loan officer, Corpus Christi, TX? A person representing a bank, credit union, or other financial institution who helps find and assist borrowers in obtaining loans. A highly qualified loan officer can work with a wide variety of lending products for both consumers and businesses. A loan officer should have an in-depth understanding in relation to mortgage […]
June 24, 2019

Answering Some Important Questions About Jumbo Loans, Irvine, CA

Thinking of going for a jumbo loan? There are a number of important considerations that you need to take into account prior to your application. Note that taking out a jumbo loan is a big decision to make. With higher the loan amounts come with higher monthly payments to deal with. To give you some useful insights about whether or not jumbo loans, Irvine, CA, are right for you, we have shared below some questions to ask yourself for assessment. Consider the following: Is jumbo loan right for me? The truth is, jumbo loans are not made for everybody. They are outside the limits of the size of loans that Fannie Mae and Freddie set. In other words, they are […]
May 29, 2019

Why Hiring A Mortgage Broker, Glendale, AZ, Will Work To You Advantage

If you are buying a new home, chances are that you are going to decide whether or not to use the services of a mortgage broker, Glendale, AZ. And your decision on that must be based upon the benefits you can get from such a service vs what you get when you DIY. That said, I am sharing with you some compelling reasons why you should hire a broker. They can teach you how to buy. A good mortgage broker, Glendale, AZ, does not only offer you a list of mortgage options, which can be overwhelming for first timers, but teach you how to buy a good deal. You will be guided through the home buying process – from application […]
May 29, 2019

The Benefits Of Lower Refinance Mortgage Rates, Fort Lauderdale

Planning to apply for a mortgage loan? Before you even call a prospective broker, it is imperative that you fully understand why it will work to your advantage if you are able to get lower refi mortgage rates, Fort Lauderdale. Note that the decision you make on your mortgage loan will have a great impact on your life in the long run. So you need to be careful in your action; act only based on the goal you want to achieve. Here are some of the reasons why you apply for a mortgage loan when there are lower refi mortgage rates, Fort Lauderdale: To take cash out. This is done by refinancing your mortgage for a higher loan amount than […]