Lending Expert Blog

July 23, 2018

Best Mortgage Broker Reviews, Corpus Christi, TX

If you have been following business news lately, you probably have found out that mortgage rates are going up not just in Texas but across the country. This trend is expected to continue in the next few years. But what does this mean to new home buyers? Well, for those who are planning to purchase a new home, today could be the perfect time. However, please note that while the interest rates are relatively low, they could go significantly higher in the next few years. Finding the best mortgage broker reviews, Corpus Christi, TX Planning to buy a new house in Texas? If so, work on it today before mortgage rates go up. But remember, do some research and read from the best mortgage broker reviews, Corpus Christi, TX, prior to purchase. This can increase the chances of finding the best mortgage deals in town. Such reviews are coming from those who have experienced the product themselves, so you get authentic assessment from real people. HomePlus can help you in mortgage goal As a leading mortgage company (please read the reviews about Homeplus from a network of buyers on LendingTree),we have been helping clients in Corpus Christi, TX, to find the best deals on mortgage, In fact, we provide competitive mortgage rates not just for clients in this area, but across different states. Our access to a wide network of lenders provides a key ingredient in getting the best deals in town for our clients. How mortgage rates have changed […]
July 17, 2018

HomePlus Provides Competitive Mortgage Rates, Tampa, FL

If you have been keeping up with real estate news, you probably have found out that mortgage rates are going up not just in Florida but across the country. This trend is expected to continue in the next few years. What does this mean to new home buyers? Well, for those who are planning to buy a new home, this could be the time to find the best home purchase deals. Please note, however, that while the interest rates are relatively low, they could go significantly higher in the next few years. If you are one of those who are planning to buy a new house in Florida, work on it today before mortgage rates go up. HomePlus can help you in mortgage goal. We provide competitive mortgage rates not just for clients in Florida, but across different states. Our access to a wide network of lenders provides a key to getting the best deals in town. So, seize the opportunity while it lasts. How mortgage rates have changed since 2007 If you can recall, mortgage rates went as high as 6.4% in 2007. Today, the interest rates are between 3.52% and 4.38% across various loan types. Think of how interest rates could change in just a short span of time based on these changes. Today, indicators suggest that now is the best time to buy wherein mortgage rates are relatively low. Do it before interest rates become too high that you can no longer afford it. Here at HomePlus, […]
July 10, 2018

Now is the Best Time to Buy House, Scottsdale, AZ

You have saved up for a down payment. You have scoured the biggest home listing in town and you have found some prospective properties. Indeed, you are ready to buy. But one question still lingers: Is it the best time to buy? If you are planning to buy a new house, Scottsdale, AZ? The best time to do it is NOW. Why? Because of better interest rates. As of the moment, interest rates are relatively low, but various indicators suggest that it could go significantly higher in the next few years. Truly, now is the best time to look for a loan and buy your dream property while the interest rates are low. Do it today before rates become too high that you can no longer afford it. Here are some things you need to know about interest rates: Majority of home buyers need to get a loan when buying a new house. It is highly likely that you need it too. Apply for a mortgage loan to take advantage of low interest rates. It is imperative that you check out 30-year fixed mortgage rates prior to house purchase; 30-year mortgage rate sits at 4.5% these days. Mortgage rates fluctuate and that is why timing is really important to get your dream house. As of the moment, the mortgage market environment has kept home buying affordable, despite the fact that home prices are rising not just in Arizona, but across the country. Back in 2007, the interest rate went as […]
July 2, 2018

Mortgage Rates are Going Up, San Bernardino, CA

(What does this mean to new home buyers?) If you have been following business news these days, you probably have noticed that mortgage rates are going up in San Bernardino, CA. This trend is expected to continue in the next few years. What does this mean to new home buyers? Well, for those who are planning to buy a new home, this could be the best time to find amazing deals on homes because the interest rates are relatively low. If you are one of those who are planning to buy a new property, work on it as early as today before the mortgage rates go up. If you could recall, mortgage rates in 2007 went as high as 6.4%. However, today, the interest rates are between 3.52% and 4.5% across various loan types. Think of how interest rates could change in just a short span of time. So, gather all of the requirements and buy before rates become too high that you can no longer afford it. With the goal of helping you make the right decision, we are giving you some useful insights that could help you find the best deals on mortgage particularly about these two factors that affect home buying decision: Interest rates and season. On interest rates: Majority of home buyers need to get a loan when making a new purchase. It is highly likely that you need it too. Apply for a mortgage loan to take advantage of low interest rates today. It is […]
June 28, 2018

Some Things You Need to Know About VA Loans, Jacksonville, FL

Just like in any other transactions, it can be a big help if you have prior knowledge on a deal that you plan to get yourself involved in. Applying for VA loans, Jacksonville, FL is no exception. In other words, you need to have enough knowledge before you navigate the widely considered ‘murky’ water of the mortgage market. Here some important things that you need to know about VA loans: They are reusable – Your full VA entitlement can be used over and over again provided that you faithfully pay off your loan each time. However, still, you may be able to get another VA loan even if you have lost one to foreclosure or presently have one. They are not issued by the VA – This agency only provides a guarantee on every qualified mortgage loan; issuing home loans is not their business Available in spite of foreclosure or bankruptcy – Men in uniform who have bankruptcy history can be granted with a VA loan. In fact, even borrowers who have had a VA loan foreclosed on can still benefit from it. They are guaranteed by the government – The government guarantees up to a quarter of the loan amount if you have a VA entitlement. This can boost your chances of approval as this gives lenders confidence and will help borrowers get great deals on mortgage. The purpose of VA loans is for primary residences only – Meaning, if the purpose of buying a home is for investment […]
June 27, 2018

New Home Purchase Loan, Austin, TX

Making a home purchase is one of the biggest financial decisions you can ever make in life. Remember, it involves some serious amount of money and therefore should merit careful planning and wise decision-making. It’s a matter that you cannot afford to fail. Fortunately, prior research on mortgage tips, together with the guidance of a highly qualified advisor, can put you in a better position of getting the best deals in the market today. Finding a reliable mortgage company that works for your new home purchase loan, Austin, TX, is an important step to succeed in home purchase. Companies like yours truly, HomePlus Mortgage, have access to a wide network of lenders, which gives borrowers better chances of getting the best deals available in the industry. In your search for a new home purchase loan, Austin, TX, it is imperative that you come well-prepared when you finally sit down with your mortgage broker. With that, it makes sense to make a personal evaluation on your purchasing capacity. Here are some factors that can increase your chances of getting approved in your new home purchase loan application: Higher down payment – Having at least 20% to put down increases your chances for approval; you also get better interest rates when the lenders figure out that you have the needed ideal amount for down payment. Healthy credit score – Most lenders consider a credit score of 600 as their baseline for home loan approval. Other lenders (e.g. a select credit union, local […]
June 26, 2018

Getting the Best Deal on Home Loan, Tucson, AZ

One of the biggest financial decisions you can ever make in life is to make a home purchase. It involves some serious amount of money and thus, should merit careful planning and intelligent decision-making. It’s a matter that you cannot afford to fail. Fortunately, with prior research on tips on how to find the best deal, along with the guidance of a highly qualified advisor, you can be in a better position to get the best mortgage in the market today. Finding a reliable mortgage company that works for your home loan, Tucson, AZ, is an important step to succeed in that home purchase. Companies like yours truly, the HomePlus Mortgage, have access to a wide network of lenders, which helps borrowers increase their chances to get the best deals available in the mortgage industry today. In your quest for a home loan, Tucson, AZ, it is crucial that you come well-prepared when you finally sit down with your mortgage broker. Here are some factors that can increase your chances of getting approved in your new home purchase loan application: Healthy credit score. Most lenders consider a credit score of 600 as their baseline for home loan approval. Other lenders (e.g. a select credit union, local banks) have put minimum credit score requirements at 720 or above. But how is your credit score computed? It is based on these factors: payment history, utilization ratio, the length of credit history, new credit, as well as the types of credit in use. […]
June 25, 2018

New Home Purchase Loan, Sacramento, CA

Buying a home is one of the biggest decisions you can make in life. It involves some serious amount of money and therefore should merit careful planning and a wise decision-making. Prior research on tips for effective purchase, together with the guidance of a highly qualified advisor, can increase the chances of getting the best deals on getting new home. Finding a reliable mortgage company that offers new home purchase loan, Sacramento, CA, is an important step to succeed in home purchase. Companies like yours truly, HomePlus Mortgage, have a wide network of lenders, which provides borrowers opportunities to find the best deals available in the market today. Before you sit down with your mortgage broker, however, it is imperative that you are well-prepared so that the search for a new home purchase loan, Sacramento, CA, becomes a lot easier. With that, it makes sense to conduct a personal evaluation on your purchasing capacity. Here are some factors that can increase your chances of getting approved in your new home purchase loan application: Higher down payment – Having at least 20% to put down increases the odds of approval; you also get better interest rates when the lenders find out that you have an ideal amount for down payment. Healthy credit score – Most lenders consider a credit score of 600 as their baseline for mortgage approval. Other lenders (e.g. a select credit union, local banks) have put minimum credit score requirements at 720 or above. But, how is your […]
May 31, 2018

VA for Home Purchase Phoenix AZ

Looking for the best VA for Home Purchase with the lowest mortgage rates in Phoenix, Arizona! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best VA loans in Phoenix, AZ? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best VA Home Loans in the current Phoenix, AZ mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated […]
May 30, 2018

FHA for Home Purchase Pensacola FL

Looking for the best FHA for Home Purchase refinance company with the lowest mortgage rates in Pensacola, FL! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best FHA loans in Pensacola, FL? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best FHA Home Loans in the current Pensacola, FL mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are […]