Lending Expert Blog

June 29, 2020

VA Loans, Phoenix – How To Prepare For The Application

You are inclined to consider VA loans, Phoenix among the mortgage loan options available in the market today. You have made a self-assessment and you are convinced you can get great deals on a mortgage with this type of loan, taking into account the eligibility requirements. However, like any other loans, applying for VA loans, Phoenix can present some challenges. That means you have to hurdle these challenges to achieve your goal. Thus, it can be helpful if you work with a mortgage expert, who can guide you every step of the way. In a maze of VA loan lenders available, each action you take can mean the difference between success and failure. But, if you come well-prepared for hunting […]
June 19, 2020

Looking For The Best Mortgage Rates, Jacksonville? Doing These Things Can Help

It can be a challenge to look for the best mortgage rates, Jacksonville. In a maze of options, a small action you make can mean the difference between success and failure. However, just like any other goal you want to achieve, preparation is key to realizing this goal. Being prepared for finding the best mortgage rates, Jacksonville means doing your homework, which includes the following: Have a full understanding of your present financial situation First and foremost, you have to realize that your current financial situation is going to play a crucial role when shopping around for the best mortgage offer. Some questions that need answering are these: (1) Do you have sufficient funds set aside for down payment? (2) […]
June 18, 2020

Experts Cite These Reasons Why Now Could Be The Best Time To Do Mortgage Refinance, Irving, TX

The wave of the COVID-19 pandemic is unprecedented. It has been affecting businesses across different industries for several months now, and the mortgage industry is no exemption. That is why a person who is planning to do a mortgage refinance, Irving, TX, might be more cautious in accepting any deal, and that is understandable. After all, refinancing a mortgage can be one of the most important decisions one can ever make in life. To help you decide whether or not it is best to go for a mortgage refinance, Irving, TX, these days, we are sharing some insights from industry experts. We aim to help you come up with an informed decision regarding your refinance goal. So, without further ado, […]
June 17, 2020

Jumbo loans, Los Angeles – Strategies That Can Help You Find Best Deals

Applying for jumbo loans, Los Angeles can be way more challenging than the “conforming” loans. For one reason, the former is larger than the latter. For another, instead of using maximums defined by government-sponsored entities, jumbo loans are issued by private lenders, which have their own set of rules for approval. In a maze of jumbo loan options available, one little action you make can mean the difference between success and failure. However, if you come well-prepared for hunting the best, you have higher chances of success. Getting prepared for finding the best jumbo loans, Los Angeles entails doing several works, including the following: Have a thorough understanding of your current financial situation The first thing that you need to […]
May 28, 2020

Some Qualities Of The Best Mortgage Broker, Palm Beach, FL

If you are new to the mortgage market, chances are, you are wondering what value a broker can offer to borrowers. While there are varying ideas about their role, one thing is for sure: the best mortgage broker can bridge borrowers to the most reputable lenders in the market. Since a mortgage broker can help borrowers connect with lenders who represent the best fit in terms of the borrower’s financial situation, it makes sense to discuss the qualities of the best mortgage broker, Palm Beach, FL. Here are some of them: Works for the best interest of their clients As opposed to a loan officer that is a paid agent of the lender that employs him, a mortgage broker is […]
May 27, 2020

Boosting Your Qualifications For A New Home Mortgage, Austin, TX

While mortgages today are historically cheap, it does not mean you can automatically land a great deal. You need to work for it, and the work involves careful planning. If you are applying for a new home mortgage, Austin, TX, there’s homework that you need to do not just to qualify but to boost your chances of getting the best offer in the market today. An application for a new home mortgage, Austin, TX, can be tougher most especially with the waves of COVID-19 pandemic, but the fundamentals that help make it easier are still the same. Make sure you consider the following: Ensure that you have a better credit score upon application (the goal is to achieve between 750-850) […]
May 22, 2020

VA home loans, Los Angeles, CA – Some Important Benefits You Should Be Aware Of

As we always say here on HomePlus, every borrower should make sure to check and understand every detail of the loan application before accepting any deal. That is because, whatever deal you take, it will affect your life in the long run. For those who are planning to apply for VA home loans, Los Angeles, CA, the following facts can help you make an intelligent decision. No down payment requirement – This is perhaps one of the biggest advantages to a VA loan. While other mortgage options, such as FHA, need at least 3.5% to put down, VA loans do not have such a requirement. However, just because paying a downpayment isn’t a requirement does not mean you do not […]
May 21, 2020

How To Find The Best Rates On Mortgage Refinance, Phoenix, AZ (Strategies That Never Get Old)

Just like any other borrowers, you would want to get the best rates on mortgage refinance, Phoenix, AZ, as it provides an opportunity for you to save some good amount of money. Even a half percentage point rate reduction can translate to thousands of dollars in savings. In the interest of helping you find the best possible deal on mortgage refinance, Phoenix, AZ, we are sharing below some strategies that have been proven to be effective for years. Consider the following tips: Shop and compare multiple lenders. With easy access to technology, particularly to the internet, shopping around and comparing deals from different lenders is one effective strategy that helps you the best one possible from a list of options. […]
April 28, 2020

Finding The Best TX 15-Year Loan Rates, Austin – Some Tips

There are several reasons why many borrowers choose TX 15-year loan rates, Austin. For one, it saves money in the long run because the interest payments are significantly reduced. After all, you are paying only 15 years’ worth of interest as opposed to 30 years. For another benefit, 15-year loan rates are often lower than 30-year mortgages. If you are interested in TX 15-year loan rates, Austin, it helps if you keep yourself posted on the current market conditions. In doing so, you will know when to strike a deal. Here are some tips to keep yourself updated on mortgage rates: Checkout mortgage comparison sites. Many comparison sites offer comprehensive information regarding the current state of the mortgage market. NerdWallet […]
April 27, 2020

AZ Historic Lows Mortgage Refinance Rates, Phoenix

Any person who wants to get the best deal on home loan refinancing in Arizona would find information about AZ historic lows mortgage refinance rates, Phoenix useful. And that is quite understandable. After all, the main objective of refinancing is to take advantage of favorable changes in interest rates to save. If you get the best interest rates, then that could translate to saving a good amount of money. The question then becomes – how to catch great deals like AZ historic lows mortgage refinance rates, Phoenix? What are the strategies to keep yourself updated and be ready in case a good refinance opportunity comes? Well, here are some tips: Visit mortgage comparison sites. Many comparison sites offer comprehensive information […]