The Homeplus Mortgage Team

Born and raised in Southern California, I graduated with a Bachelor of Arts from Cal State University, Long Beach. I have always been a numbers person so the mortgage industry has been a wonderful fit for me. I have been in the business since 2008 and have worked in many different positions ranging from Administrative Operations to Post-Funding Operations. With the big-picture knowledge I gained from those positions, I settled into loan processing a few years ago and it has been so rewarding. I love to make the loan process as quick and streamlined as possible for our customers while maintaining compliance & efficiency. Happy customers are what I strive for.

Most loan officers will tell you they can do everything. Then your file sits in underwriting for three weeks and nobody picks up the phone.

If you’re a real estate investor, a self-employed professional, or anyone whose financial life doesn’t fit neatly into a W-2 box — you already know that finding the right loan officer is harder than it should be. Someone who actually understands your scenario. Who knows the lenders. Who does the work before your deal is at risk.

That’s the problem Enrique solves.

Before entering mortgage, he spent twenty years as a personal trainer — a career that taught him how to identify what someone actually needs, troubleshoot under pressure, and deliver without excuses.

His deepest expertise is in DSCR loans — single family and multifamily five units and above. He knows the lenders, the guidelines, and how to structure deals positioned to close. For self-employed borrowers, bank statement loans are a specialty. And for every other scenario — conventional, FHA, VA, non-QM, second liens — the same obsessive preparation applies.

Before your file ever touches an underwriter, the work is already done. Right loan, right lender, right terms. That’s not a marketing line — that’s just how he works.

Six years in mortgage. Licensed in California, Arizona, Florida, Texas, Utah, Oregon, and Tennessee. Colorado coming soon. DSCR loans available nationally.

Clients come back. They send their network. That’s the whole model.

Have a scenario? Let’s talk.

CA Department of Real Estate, Broker #01222883 | Washington Mortgage Loan Originator License #MLO-180276 | NMLS ID #180276

Greg currently lives in Scottsdale, Arizona but lived in Dana Point, California for the 26 years. He has been in the mortgage industry for over 28 years and specializes in the following loan types: FHA, VA, and Jumbo loans. Specifically, Greg’s mortgage expertise is in VA Loan Products. When Greg is not at work he spends his time with his wife and two children. Greg also enjoys stand up paddling, Hiking and raising awareness of Pediatric Cancer with his daughter (a survivor of Acute Lymphoblastic Leukemia)

Todd Benware, a San Diego native and seasoned real estate investor, is the Producing Branch Manager at the Del Mar Branch of Home Plus Mortgage. With an impressive 30-year track record as a top-producing loan officer, Todd launched his mortgage career in 1995 and has since held key roles with several companies, including originating loans and managing teams of loan officers.

His extensive industry knowledge and strategic insight set him apart, enabling him to provide clients with expert guidance toward the best mortgage solutions. Licensed in most states, Todd’s commitment to educating his clients and delivering an exceptional customer experience has fostered lasting relationships, resulting in thousands of satisfied clients across the country.

Outside of his professional career, Todd is a dedicated father, an avid skier, and remains deeply involved in his local community.

With over 20 years of experience in the mortgage industry, I have built my career on providing clients with exceptional service, trusted guidance, and smooth, stress-free closings. As an award-winning mortgage professional, I take pride in my extensive knowledge across all loan types — including VA, FHA, Conventional, and Alternative loan programs.

My focus is on creating tailored lending solutions that meet each client’s unique needs, ensuring a seamless process from application to closing. I’ve earned a reputation for professionalism, integrity, and results-driven service, helping countless families and individuals achieve their refinance and homeownership goals with confidence and ease.

During my free time I primarily enjoy spending time with family, volunteering , physical fitness, and outdoor activities.

Debra Brady has 25 years in consumer finance. She started her career as a Finance Manager for a luxury automobile dealer in Scottsdale, AZ. She moved over to the residential mortgage business in 1997 and since then, has worked as a Loan Originator, Loan Processor, Warehouse Line Manager, and now as a Mortgage Branch Manager for HomePlus Mortgage, one of the 10 largest mortgage brokerages in the country.  

Debra is known as "The VA Condo Expert". She has secured over 150 condo approvals for VA financing, getting them approved in less than two weeks and at no additional cost to the buyers. Her husband is a real estate broker in CA and FL and her daughter is a Finance/Real Estate Major at the University of San Diego.

Debra Brady is licensed to originate loans in CA and FL  NMLS# 33926

I have been helping home buyers and sellers navigate real estate transactions since 2004. My years of successful closings as a Realtor and now Broker Associate give us a distinctive advantage in this very competitive loan and real estate marketplace. I have also been a professional airline pilot since 1994. My integrity, organizational skills, and trust combined with leading-edge technology and support provided by Homeplus Mortgage give our clients the best service and communication available. We look forward to working with you!

It is with great pleasure that I welcome you to HomePlus Mortgage! It is my goal to provide you with the very best mortgage services and products in the industry.

Over the past 20 years, I have had the great fortune of helping my clients achieve their real estate goals and now I have the opportunity to help with all their mortgage needs as a loan officer with HomePlus. I am committed to providing my clients with expert and local knowledge, professionalism, personal integrity, a strong work-ethic, and excellent communication in a personalized manner to ensure a successful and stress-free transaction.

Whether you are looking for the most competitive mortgage rates, a customized real estate experience, or simply mortgage and real estate advice, I am are here for you. I appreciate your trust in me and I look forward to serving you and helping you live your dreams.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 10 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

More Than 20 Years of Experience in Home Loans

I started in the mortgage industry in 1996. At the time, I was performing data entry for one of the largest wholesale mortgage lenders in the country. In that role, I learned the ins and outs of lending disclosures and income documentation for borrowers.

That foundation helped me move into a new role as a very knowledgeable loan officer in 1999. I’ve loved every minute, and haven’t looked back since. As the markets have changed over the years, I have evolved with them, moving from the wholesale side of banking to the retail side.

In my current role as a mortgage broker, I get to work with customers directly—which is absolutely one of the most satisfying parts of my job.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

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I started in the finance industry back in 1983. I then moved into the mortgage industry in 1988 where I began as a loan officer. A year later I was managing a mortgage company and became their Director of Operations. Two years later I was Vice President of another mortgage company and then in October 1993 I started my own mortgage company which I successfully operated for 29 years. Now I am back to being a loan officer with more experience than you can imagine working for HomePlus Mortgage who allows us to provide our clients with the very best financing due to their extensive resources and numerous relationships with the leading mortgage bankers. If you are ready to work with the very best, then contact me today for a free consultation and custom rate quote. I promise it will be one of the best calls you ever made.

I have been helping people accomplish their saving goals for over 20 years and pride myself in being highly responsive. Previous clients have provided positive feedback when it comes to my high level of customer service and expert advice . I am available anytime and work flexible hours that is guaranteed to meet your unique needs. I look forward to hearing from you soon to review the best options for you and your family!

Education

Bachelor of Science Real Estate
Arizona State University

What customer service means to me...

"I like to listen. I have learned a great deal from listening carefully. Most people never listen."
-Ernest Hemingway

I am here to assist with obtaining residential financing.  Whether you are buying a first house, a second house, a dream house, or wanting to refinance. I will actively listen and accurately interpret your needs to exceed your expectations and endeavor to make sure the loan process goes as smooth as possible.

Sonia is a loan officer with over 20 years in the mortgage industry, specializing in home financing solutions and client relationship management. Dedicated to guiding clients through every step of the mortgage process with clarity, integrity, and personalized service. Known for building long-term trust and delivering results that meet each client’s unique financial goals.

I studied film and television production at UCSD, in San Diego. Upon graduation, I worked as a Producer, creating documentaries and a variety of different types of projects. My series, "Natural High anti-drug" is one of the leading drug diversion programs used in the public schools. I began working in the mortgage industry, and have enjoyed the past 17 years helping people save money on their home financing. As an avid surfer, I have traveled all over the world surfing the world’s best waves.

Thank you for visiting my profile and congratulations on taking the first step to homeownership! With 29 years' experience in the mortgage industry, I look forward to assisting you with all your mortgage lending needs. In today's market when purchasing a home, it can be stressful and difficult to get your offer accepted with limited inventory. When you are working with me, I handle the stress and make it as easy as possible for you so you can enjoy the experience. Our quick turn times on approval and appraisal make your offer stand out and our rate pricing is very competitive so it's a win-win for you!**Specializing in Conventional, Jumbo, buy-down loan, Home Ready, Home Possible, FHA, VA, USDA** Whether you are purchasing or refinancing you can be confident I will provide all of your options available and guide you in deciding which program/product best fits you and your family's needs. I have worked with larger banks and know not everyone fits in the little box they use to qualify homeowners. At Home plus Mortgage we are a direct lender and broker which gives you different options available. I look forward to hearing from you!

The Multi-State Specialist

Bridging the gap between California and Hawaii with deep experience.

A veteran of the mortgage industry since 1980, James has spent over four decades helping California homeowners navigate complex financial paths. Now licensed in Hawaii, he brings that same deep-seated expertise to the Islands, specializing in creative solutions for credit-challenged borrowers and non-traditional income profiles. Whether you are looking for a strategic path to homeownership or exploring a Reverse Mortgage to secure your retirement, James combines 45 years of market wisdom with a personal commitment to finding the 'yes' where other lenders see obstacles.

Leah Green brings over 20 years of mortgage expertise to the HomePlus team. A graduate of Texas A&M University with a degree in Industrial Distribution, Leah combines her technical background with specialized certifications in loan origination and mortgage planning. Her meticulous approach ensures that every detail of the lending process is handled with precision, providing a seamless experience for every borrower.

Whether you are purchasing your first home, upgrading, or refinancing to leverage your equity, Leah offers a comprehensive financial perspective. She goes beyond interest rates, helping you analyze budget, income, and savings to find a loan structure that truly fits your long-term goals. With Leah’s guidance, the complexities of home finance become a clear, manageable path toward homeownership.

Irene is originally from Los Angeles, California and has lived in California her entire life. She has 10 years of experience in the mortgage industry and 10 years of experience as an office manager at the Writers Guild of America. Irene likes working in the mortgage industry because it provides her with the opportunity to meet interesting people from around the country and to assist them with their most important asset, their home. When Irene is not busy at work she enjoys working out, meditation, traveling, hiking, enjoying friends and a good bottle of wine.

As a Mortgage Loan Originator at Home Plus Mortgage, Melissa is dedicated to providing elite customer service and unwavering advocacy for every client. Transitioning from a distinguished 20-year career as a Doctor of Physical Therapy, she now applies her decades of professional experience to the residential lending landscape. Her mission is to ensure every borrower feels empowered and informed, whether they are navigating their first home purchase or strategically refinancing an existing property.

Melissa takes pride in specializing in VA loans, where she honors our veterans by helping them maximize the homeownership benefits, they have earned. Her meticulous attention to detail and commitment to personalized guidance make her a trusted partner for any borrower. From first-time buyers to seasoned homeowners, she delivers a seamless, service-oriented experience tailored to each unique financial goal.

A proud resident of Encinitas, Melissa fully embraces the lifestyle of one of California’s premier beach towns. When she isn't helping clients secure the perfect loan, she is often found surfing, mountain biking, or gardening. Her deep connection to the local community and her appreciation for both the coast and the mountains reflect the balanced, focused approach she brings to every professional partnership.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

Naomi currently resides in Los Angeles, Ca and has been in the mortgage industry for 32 years. She specializes in helping clients with Film, TV and Music Industry related employment, First Time Homebuyers, Reverse Mortgages products as well as FHA, VA and Conventional loans. Having worked as well in the Entertainment industry gives her an understanding of how people working in the Entertainment Industry's income are structured and can help navigate them through the loan process. Coming from a background as a former Pan Am flight attendant, Naomi enjoys helping others through the loan process when extra help is needed and serving people's needs.

I am honored to have spent the past 20 years working with my clients to fulfill their dreams of homeownership. Whether it’s the first-time homeowner, second home, investment purchase or simply lowering your current payments through refinancing, I will find the best solution for your needs and budget. HomePlus offers a large selection of programs including VA, FHA, and conventional loans which enables us to do the “leg-work” for you when making one of the biggest decisions of a lifetime. I will be your point of contact from start to finish and will always make myself available to you, even on nights and weekends. When not enjoying the privilege of helping homeowners, my joys are the outdoors, skiing, sailing, tennis, and kickboxing. I look forward to working with you soon.

I have been a licensed loan officer for over 16 years, I am honest, professional, and organized and will guide you through the home loan process with either your purchase or refinance needs. We have excellent rates and products to offer you so please call or email me to discuss your home finance options.

I have been a licensed loan officer for 18+ years. Before that, I was a CPA for a Big 4 Accounting firm. I'm honest, organized, professional, and will get your loan completed with the agreed-upon terms. Call or e-mail me for a consultation.

James M. Lunnen graduated with a Bachelor’s of Science in Business Finance from California Polytechnic University San Luis Obispo. He then received post graduate certification in Real Estate Development/Finance from the University of California, Irvine. James is a licensed Real Estate Broker and has his license endorsement through the NMLS. He worked under the Deputy Director of the Small Business Administration in Washington DC before becoming a partner at Lunnen Real Estate Development Company. During this time, Jim put together commercial and residential real estate development deals and arranged financing for these projects. In 2007 he took his knowledge gained in the commercial real estate industry and applied it to residential home loans. In partnership, James Lunnen and Vince Ambrosanio are responsible for funding over 3 billion dollars of residential home loans. This was accomplished through focus on product, personnel and process. Beyond traditional loans, Jim is the managing partner of an investment group that has acquired over 32 million in private money 1st Trust Deeds. Outside of the mortgage industry, Jim has been active in Real Estate Brokerage, Development and Investment.

I'm a Sr. Loan Officer and Loan Processor with HomePlus Mortgage. I began my mortgage financing career in 1998 and have remained committed to the industry and my clients ever since. I know that every scenario is unique therefore I offer individual attention and commitment to each of my clients. At HomePlus Mortgage the highest standards of excellence and integrity are paramount. My mission is to exceed your expectations. The greatest compliment I can receive is your satisfaction, loyalty and the referral of your family and friends. I’d enjoy the opportunity to earn your business and to assist you with your mortgage financing needs.

Maureen Martin is a real estate mortgage professional specializing in all types of financing. I deliver cutting edge lending solutions and programs for all of my clients needs. I have been delivering state of the art service for over the past 26+ years to customers throughout the the state of California.

As a lender, I have focused my efforts on putting customer needs first, while generating a satisfied experience for my client through precision, pricing, and service. I am an expert in many areas of lending even in today’s ever changing market. I not only cover all aspects of conventional lending, but consider myself an expert with FHA and VA mortgages as well. Through my many years of experience in real estate finance, sales, and marketing, I have consistently been a top producer in my field.

I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

It takes a special kind of talent to be successful in today’s mortgage industry, and it takes a special kind of person to turn a business transaction into a positive experience.

Sheila Martelaro is that kind of person, and with over 30 years’ experience in the mortgage industry, Sheila knows how to get it done!

When you work with Sheila, you will experience the security that comes from having a friend on your side.

Sheila will:
• Explain the loan process, from application to closing
• Discuss and explain financing program options
• Explain all documents of the loan application
• Explain all associated costs of the loan application
• Provide you with a good faith estimate of cost and fees
• Inform you, in writing, of lock-in options
• Communicate with you throughout the loan process in a timely manner
• Coordinate the final closing of your transaction
• Explain the disbursement of all loan proceeds

A comprehensive knowledge of hundreds of loan programs and years of experience add up to the kind of top-notch expertise and proven results that you need. If you are looking for a professional with these assets, as well as knowledge, experience, and integrity, call now for a free, no-obligation consultation. Let me show you that I mean business!

I am a Southern California native. After earning my undergraduate degree at ULCA and law degree at Pepperdine University, I spent the first 25 years of my career as a litigator, before becoming involved with HomePlus as corporate counsel. My role then grew to include involvement with recruiting and growing the business. I really enjoy having the opportunity to help mortgage loan originators drastically improve both their income and quality of life by coming to work for HomePlus. We have a great program here.

Dedicated to the Mortgage Industry for over 20 years, I pride myself on outstanding communication, transparency, and above all loyalty. Clients benefit from my long-standing relationships with 30+ lenders and their vast array of programs. Each loan is VERY personal to me and I take the time to understand my client’s needs and goals. By sharing my knowledge, clients can better understand their options and so feel empowered in their decisions. Obtaining a mortgage should be stress free and my goal is to make sure this is always achieved.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

Donna Price is a seasoned mortgage professional with 29 years of experience in the industry. In 2013, she founded Price Team Lending, built on a foundation of integrity, service, and client-centered care. In 2025, Donna joined Homeplus Mortgage, bringing Price Team Lending under the umbrella of a larger correspondent lender and broker. This strategic move gives her access to an even broader range of loan programs and some of the most competitive rates available.

Known for her tenacity and problem-solving expertise, Donna specializes in closing loans that others can’t. She works tirelessly to help clients achieve homeownership—even if that means starting with credit repair and education. Her passion for service extends to a special program she offers for veterans and first responders, saving them thousands as a heartfelt thank-you for their dedication.

Donna also holds a real estate license and is a highly skilled negotiator, providing her clients with a true “one-stop shop” experience—something she proudly promotes on her radio ads on KFYI. This comprehensive approach saves her clients both time and money.

As a single mom and woman-owned business leader, Donna understands the value of hard work, resilience, and personalized service. She loves helping people and brings a rare combination of heart and expertise to every loan she handles.

I have been helping homeowners with their mortgage needs since 2000 with my experience in origination, secondary marketing to servicing. My passion is helping my clients achieve the dream of home ownership, finding the best loan for a refinance or debt consolidation in the most cost-effective way possible. I am ready and willing to work to make your experience as stress-free and smooth as possible. I guarantee to provide you with great customer service and excellent communication from applying for a loan to closing. I look forward to hearing from you soon to assist you in finding the best financing options!

I'm a CMPS certified mortgage professional with 20+ years' experience in mortgage lending. My primary focus is providing exceptional customer service throughout the process, while ensuring we secure the best terms possible.

I'm a Sr. Loan Officer with HomePlus Mortgage. What differentiates me from other loan officers is my 5 star service and my direct no nonsense approach. Over 16 years, I have had the privilege to work with thousands of satisfied borrowers through online lending networks such as LendingTree.

I always make sure my clients get the best deal and outstanding service. I am available from 9:00 AM to 8:30 PM for your convenience at my toll free direct line. I appreciate the opportunity to earn your business!

Ryan is originally from Chicago, Illinois and has lived in California since 2009. He has been in the mortgage industry since 2011 and has expertise in the following loan products: VA, FHA, conventional, non QM and Jumbo. Ryan also has 2 years of experience in commercial real estate. He graduated with a Bachelors of Arts from The Ohio State University. Ryan is married with 2 children. When Ryan is not at work he enjoys watching sports, playing with his children and spending time with his family.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have over 18 years of knowledge and expertise to help you explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations.

I look forward to the opportunity to earn your business.

I have been in the Mortgage Industry for 30 years. My professional goal is always to provide an efficient mortgage process from application to closing that is pleasant and enjoyable (yes, it can be done)!

Hi, my name is Chris Snyder and I am a loan officer with HomePlus Mortgage. I have experience with a wide variety of loan programs including Conventional, FHA, VA and Jumbo. Whether you’re looking to purchase a home or refinance, HomePlus Mortgage offers the lowest rates combined with exceptional customer service. Once we have found the loan that best meets your financial goals, I will work with you to make the loan process as easy as possible for everyone involved. Please contact me today for a consultation. We will go over all of the details of the mortgage process so you will have confidence throughout the transaction.

With over a decade of experience in residential lending, I help individuals and families move through the mortgage process with clarity and confidence. I focus on structuring smart financing strategies for purchases, refinances, and investment properties that align with your long-term goals.

My approach is simple: make the numbers easy to understand, remove the guesswork, and build a loan strategy that supports your financial future. I take the time to evaluate each scenario carefully so you’re not just approved, but strategically positioned to win in today’s market.

Whether you’re buying your first home, refinancing with a clear strategy, or growing your investment portfolio, I’m here to guide you every step of the way in English or Spanish.

Tyler Thrush is a dedicated mortgage professional committed to helping clients navigate the home financing process with clarity, speed, and confidence. With over two decades of experience in real estate and mortgage transactions totaling hundreds of millions of dollars, Tyler brings deep industry knowledge and practical insight to every loan he originates.

Tyler specializes in helping homebuyers and real estate investors structure financing solutions that align with their long-term financial goals. Whether working with first-time homebuyers, seasoned investors, or families relocating to a new state, he focuses on simplifying the process and delivering clear, strategic guidance from application through closing.

Known for his responsiveness and problem-solving approach, Tyler prides himself on being accessible and transparent throughout the lending process. His clients appreciate having a knowledgeable advisor who can quickly analyze scenarios, provide straightforward answers, and help them make confident decisions.

Through his work with HomePlus Mortgage, Tyler assists borrowers with a wide range of loan programs including conventional, government-backed, and investor financing options. His goal is always the same: to provide efficient, reliable financing solutions while making the experience as smooth and stress-free as possible.

I have been in the Mortgage banking business for over 32 years. I was one of the top 5 producing managers with over 22 employees.

I have been a Mortgage Broker the last 21 years. We have loans from 99.5 LTV FHA , up to 1,950,000 jumbo VA loans, Conventional, portfolio loans and Reverse mortgage loans. Due to are huge volume we get the best pricing possible which I can pass on to my clients.

I have probably done more VA loans than anyone in San Diego , I am the VA expert!

I have been doing reverse mortgage for the last 8 years and I am an expert of those as well.

I attended the California Maritime Academy and sailed for 6 years on my license and became a 2nd officer before transferring to the Mortgage banking industry. I was a US Naval reserve officer for 11 years.

I enjoy boating, jet skiing and traveling on my time off.

I am fast, experienced and I solve problems others cannot. My goal is to give the best possible service with the lowest rates and fast closings. Once you use my team you will not go back to whoever you used *********** me for your next loan!

Elvin Wesley has dedicated more than 25 years to servicing clients in the mortgage industry, mainly through referrals from appreciative clients and local Realtors. Elvin has a California Real Estate Broker License, along with a bachelor’s degree in Sociology from the University of California, Santa Barbara with Honors recognition. Elvin has helped many families accomplish their dreams of homeownership by providing financing services that best fit their individual needs. His success in the mortgage business and consistent motivation is based on his drive and commitment to servicing families, his community, and local Realtors. His extensive knowledge of the mortgage and financial market, coupled with our years of experience, allows him to find you a competitive rate and terms. Whether a client is looking to refinance an existing home, purchase a new one, get a reverse mortgage loan, or simply consolidate your credit card and consumer debt with a home equity loan/line, he can help. He understands the importance of taking great care of clients.

Bascha Whiteside brings over two decades of expertise in real estate, business management, and finance. In 2024, she joined Todd Benware’s team as the Operations Manager and a Mortgage Loan Originator, playing a pivotal role in supporting the team and its clients.

Bascha has earned the designation of Certified Veterans Lending Specialist, equipping her with the knowledge to better serve veterans and active duty service members with care and expertise. In addition to supporting the team, she also originates her own loans, working directly with clients to help them secure the right financing solution for their needs.

She specializes in the early stages of the loan process, guiding clients through documentation, managing timelines, and ensuring each file is prepared for a smooth transition through processing and underwriting.

With over three decades of experience in the mortgage industry, I’ve been a licensed Mortgage Lender since 1988, helping clients navigate the path to homeownership with confidence. I specialize in assisting first-time homebuyers and busy professionals, offering tailored solutions through FHA, VA, Jumbo and Conventional financing programs. Licensed in California, Nevada, Arizona, and Georgia, I’m committed to closing on time while making even the most complex approvals feel straightforward and manageable. My focus is on simplifying the process, providing clear guidance, and delivering a smooth, reliable lending experience from start to finish.

Manuel, more commonly known as Manny, is originally from California and has lived here his entire life. He has been working in the mortgage industry since 1998 and has an expertise in the following loan products: Purchase, VA and Jumbo Loans. He is fluent in both Spanish and English and has an educational background from Cypress College. When Manny is not at work he enjoys fishing and spending time with his wife and three sons.