The Homeplus Mortgage Team

Born and raised in Southern California, I graduated with a Bachelor of Arts from Cal State University, Long Beach. I have always been a numbers person so the mortgage industry has been a wonderful fit for me. I have been in the business since 2008 and have worked in many different positions ranging from Administrative Operations to Post-Funding Operations. With the big-picture knowledge I gained from those positions, I settled into loan processing a few years ago and it has been so rewarding. I love to make the loan process as quick and streamlined as possible for our customers while maintaining compliance & efficiency. Happy customers are what I strive for.

Cal DRE Broker #01231128 | Colorado Mortgage Loan Originator #100507045 | Florida Mortgage Loan Originator #LO41285 | Oregon Mortgage Loan Originator #32417 | Washington Mortgage Loan Originator #MLO-228880 | NMLS ID # 228880

I am originally from Sao Paulo, Brazil, and have lived in California for much of my entire life. I have 18 years of mortgage experience and expertise in the following loan products: refinance, purchase, and jumbo loans. My education includes attending Cal Poly Pomona and fluent in English, Portuguese, and Spanish. My business affiliations include the following: Orange County Association of Realtors, the National Association of Realtors, the California Association of Realtors, and the Mortgage Bank Association. I enjoy being in the mortgage industry because I like helping people improve their financial situation. When I am not working, I spend time with my family and pets, as well as keeping up with the latest political news.

I was born in Wales, United Kingdom and grew up in Miami Fl. After High School, I enlisted in the US Navy and was stationed in Yokosuka, Japan on the aircraft carrier USS George Washington (CVN 73). After serving in the Navy, I moved to San Diego where I entered the mortgage industry. Here I leveraged my military skills of Integrity, Adaptability in the face of adversity, and superior communication, into a successful Mortgage career. Being in the military and living in multiple different countries throughout my life has made me extremely adaptable and relatable to all diverse cultures and walks of life. I will not only be your lender, but your trusted advisor. With my seven plus years of experience and relentless work ethic, I will not quit until you have achieved every one of your financial goals. I look forward to earning your business.

CA Department of Real Estate, Broker #01222883 | Washington Mortgage Loan Originator License #MLO-180276 | NMLS ID #180276

Greg currently lives in Scottsdale, Arizona but lived in Dana Point, California for the 26 years. He has been in the mortgage industry for over 28 years and specializes in the following loan types: FHA, VA, and Jumbo loans. Specifically, Greg’s mortgage expertise is in VA Loan Products. When Greg is not at work he spends his time with his wife and two children. Greg also enjoys stand up paddling, Hiking and raising awareness of Pediatric Cancer with his daughter (a survivor of Acute Lymphoblastic Leukemia)

With over 30 years of mortgage lending experience, I know the importance of service, trust and honesty.  I’ve had the privilege of helping thousands of satisfied clients over the years.  I am driven to deliver the best mortgage financing option to fit your needs.  My passion is to make the mortgage process smooth and stress free.  

HomePlus Mortgage offers competitive interest rates combined with exceptional communication and customer service throughout the loan process.  A mortgage loan is more than a one-time event and my clients are more than customers.  I appreciate the opportunity to earn your business!

Debra Brady has 25 years in consumer finance. She started her career as a Finance Manager for a luxury automobile dealer in Scottsdale, AZ. She moved over to the residential mortgage business in 1997 and since then, has worked as a Loan Originator, Loan Processor, Warehouse Line Manager, and now as a Mortgage Branch Manager for HomePlus Mortgage, one of the 10 largest mortgage brokerages in the country.  

Debra is known as "The VA Condo Expert". She has secured over 150 condo approvals for VA financing, getting them approved in less than two weeks and at no additional cost to the buyers. Her husband is a real estate broker in CA and FL and her daughter is a Finance/Real Estate Major at the University of San Diego.

Debra Brady is licensed to originate loans in CA and FL  NMLS# 33926

Over the last 19 years Shane Brignac has worked in every type of home lending environment. He has helped many clients experience the joy of home ownership since 2001. He enjoys the Mortgage Business because he likes to meet new people, and build lasting relationships.

I have been helping home buyers and sellers navigate real estate transactions since 2004. My years of successful closings as a Realtor and now Broker Associate give us a distinctive advantage in this very competitive loan and real estate marketplace. I have also been a professional airline pilot since 1994. My integrity, organizational skills, and trust combined with leading-edge technology and support provided by Homeplus Mortgage give our clients the best service and communication available. We look forward to working with you!

It is with great pleasure that I welcome you to HomePlus Mortgage! It is my goal to provide you with the very best mortgage services and products in the industry.

Over the past 20 years, I have had the great fortune of helping my clients achieve their real estate goals and now I have the opportunity to help with all their mortgage needs as a loan officer with HomePlus. I am committed to providing my clients with expert and local knowledge, professionalism, personal integrity, a strong work-ethic, and excellent communication in a personalized manner to ensure a successful and stress-free transaction.

Whether you are looking for the most competitive mortgage rates, a customized real estate experience, or simply mortgage and real estate advice, I am are here for you. I appreciate your trust in me and I look forward to serving you and helping you live your dreams.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 10 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

Modern day lending takes an experienced Loan Officer that can navigate through new regulations while offering products from multiple lenders. I have 15 years experience offering my clients the lowest rate at the lowest cost with the customer service to match.

I have the knowledge, integrity and commitment you need to insure a great loan product.

I have been helping people accomplish their saving goals for over 20 years and pride myself in being highly responsive. Previous clients have provided positive feedback when it comes to my high level of customer service and expert advice . I'm available anytime and work flexible hours that is guaranteed to meet your unique needs. I look forward to hearing from you soon to review the best options for you and your family!

Education

Bachelor of Science Real Estate
Arizona State University

What customer service means to me...

"I like to listen. I have learned a great deal from listening carefully. Most people never listen."
-Ernest Hemingway

I am here to assist with obtaining residential financing.  Whether you are buying a first house, a second house, a dream house, or wanting to refinance. I will actively listen and accurately interpret your needs to exceed your expectations and endeavor to make sure the loan process goes as smooth as possible.

I have been in the residential lending business since 2004, and it’s a family affair. My family has been in the real estate and appraisal business for 30+ years in San Diego. I am proud to be affiliated with HomePlus Mortgage and we offer a wide range of mortgage products for purchase, investment properties, and refinance transactions. My knowledge coupled with my experience has established my foundation as a seasoned loan originator to represent you and help determine the mortgage option based on your financial goals. I will help guide you through the entire lending transaction step by step, providing invaluable and unparalleled support from application to funding.

I believe it is important to set proper expectations in order to help you meet your financial goals. I will be very thorough, and I will take the time to discuss all of your options, and help you make an informed, educated decision. Anticipating underwriting guidelines and collecting all the necessary documents upfront will help to expedite the underwriting and approval process for a quick close.

It's imperative to make sure you are involved and informed through every step of the lending process from start to finish. My goals are to make your purchase or refinance transaction as smooth as possible, provide you with world class customer service and receive a 5-star review after our transaction closes. I will be available to answer all your questions and concerns in a timely fashion and communicate with you all the details of your transaction.

The best compliment I can receive is the referral of a family member or friend and a 5-star review! If you know anyone who is looking to purchase a home, refinance their existing loan, or is in the real estate business; I ask you to please keep me in mind when discussing any real estate needs.

I started working in the real estate industry in 2011. My mother and sister both hold Broker licenses, so they trained and taught me all the ins and outs of the business. I then started working with Home Plus Mortgage in 2015. My sister started working as a loan officer with Home Plus and she asked to bring me on to processor for her. I learned how to process at a high volume here at Home Plus, which I had never experienced. I recently got married and welcomed a baby girl, who just turned 1 year old. She has taught me to be more efficient with my processing time and process!

I studied film and television production at UCSD, in San Diego. Upon graduation, I worked as a Producer, creating documentaries and a variety of different types of projects. My series, "Natural High anti-drug" is one of the leading drug diversion programs used in the public schools. I began working in the mortgage industry, and have enjoyed the past 17 years helping people save money on their home financing. As an avid surfer, I have traveled all over the world surfing the world’s best waves.

My name is Julie Gadbury and I have been a SoCal resident my entire life. My wonderful husband and I have raised four beautiful kids, two who are married and two who are kicking off their twenties with school and adventure. Having worked in the mortgage industry for almost 25 years, my most favorite part of my job is the relationships I am able to form with part of the exciting process. When it comes to being a loan processor, I invest in my clients and take pride in my job. If you need me, I’m there for you!

Leah Green has been a mortgage professional with HomePlus for more than fifteen years, Leah has a degree in Industrial Distribution from Texas University A&M and additional training and certification in loan origination and mortgage planning, giving her the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the details are competently handled so that the loan process goes smoothly for each and every borrower.

Whether you’re a first-time home buyer, looking to trade up, looking for a lower rate, or utilizing the equity in your property, Leah can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Leah will help you consider all your options so you can concentrate on making the best decision for your needs.

The financial aspects of home finance can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like Leah Green in your corner. Contact Leah today at HomePlus Mortgage, and get started making your home-ownership dream come.

Irene is originally from Los Angeles, California and has lived in California her entire life. She has 10 years of experience in the mortgage industry and 10 years of experience as an office manager at the Writers Guild of America. Irene likes working in the mortgage industry because it provides her with the opportunity to meet interesting people from around the country and to assist them with their most important asset, their home. When Irene is not busy at work she enjoys working out, meditation, traveling, hiking, enjoying friends and a good bottle of wine.

Since 2001, I've had the privilege to work with thousands of satisfied clients through online lending networks such as LendingTree (where lenders compete for your business). This business model has been extremely successful for me over the years since I go above and beyond to make sure my clients not only get the best deal, but are also 100% satisfied. Competitive rates, exceptional personalized service, fast approvals, and convenient on-time closings are the norm. I have developed a reputation among Realtors and clients alike for my candor, integrity, professionalism and commitment.

The biggest compliment I can receive is your confidence and satisfaction to refer your family, friends, and co-workers to me when they need mortgage advice. I take pride in building long-term relationships and truly enjoy helping others. Please feel free to call me anytime for a no cost or obligation mortgage consultation. Thank you for the opportunity to earn your business, I greatly appreciate it!

As a dedicated mortgage professional, I strive to provide my clients with the most competitive offer on the market that will best suit their financial goals and needs.

I take great pride in providing excellent customer service, while working with complete transparency throughout the entire process.

Contact me today to begin!

Client satisfaction has always been my top priority and in an industry where reputation is everything, my focus has always been on creating a 5-star experience. With mortgages being your average person’s largest and most important investment, my customers are incredibly pleased with the level of care that I provide. Happy homeowners are my business and with over a decade of experience and hundreds of closed loans under my belt, I ensure that all my clients get the excellent customer service that they deserve. I am an expert in both home purchases and refinances for conventional, VA, and FHA mortgage loans.

Home loan expert with 14 years’ experience in refinancing homes to lower your interest rate or get cash out of the equity of your home. I am known throughout the Mortgage business as Refi Bry.

I have wholesale interest rates which are lower than the market average!

I am also a Real Estate agent in California that owns two homes – so, I’m highly aware the process to buy a home.

I can help you buy a home and do your loan at the same time, so you don’t have more than one point of contact.

My personality type is relaxed, experienced but not pushy. I will provide you the information you need on the rate and payment and let you decide what is best.

If you’d like my opinion on what to do moving forward, please call or email me anytime! My cell is 858-805-5347

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 30 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

I have been a licensed loan officer for over 16 years, I am honest, professional, and organized and will guide you through the home loan process with either your purchase or refinance needs. We have excellent rates and products to offer you so please call or email me to discuss your home finance options.

I have been a licensed loan officer for 18+ years. Before that, I was a CPA for a Big 4 Accounting firm. I'm honest, organized, professional, and will get your loan completed with the agreed-upon terms. Call or e-mail me for a consultation.

James M. Lunnen graduated with a Bachelor’s of Science in Business Finance from California Polytechnic University San Luis Obispo. He then received post graduate certification in Real Estate Development/Finance from the University of California, Irvine. James is a licensed Real Estate Broker and has his license endorsement through the NMLS. He worked under the Deputy Director of the Small Business Administration in Washington DC before becoming a partner at Lunnen Real Estate Development Company. During this time, Jim put together commercial and residential real estate development deals and arranged financing for these projects. In 2007 he took his knowledge gained in the commercial real estate industry and applied it to residential home loans. In partnership, James Lunnen and Vince Ambrosanio are responsible for funding over 3 billion dollars of residential home loans. This was accomplished through focus on product, personnel and process. Beyond traditional loans, Jim is the managing partner of an investment group that has acquired over 32 million in private money 1st Trust Deeds. Outside of the mortgage industry, Jim has been active in Real Estate Brokerage, Development and Investment.

I'm a Sr. Loan Officer and Loan Processor with HomePlus Mortgage. I began my mortgage financing career in 1998 and have remained committed to the industry and my clients ever since. I know that every scenario is unique therefore I offer individual attention and commitment to each of my clients. At HomePlus Mortgage the highest standards of excellence and integrity are paramount. My mission is to exceed your expectations. The greatest compliment I can receive is your satisfaction, loyalty and the referral of your family and friends. I’d enjoy the opportunity to earn your business and to assist you with your mortgage financing needs.

My main goal as a Residential Mortgage Loan Officer is to provide you with the best possible experience throughout the entire loan process. I have years of customer-facing sales experience and pride myself on top-notch customer service. I am honest and transparent throughout the loan process and view your goals as my own. I will make the process as streamlined as possible while providing you with a large variety of loan products personalized to your unique needs. We are very competitive in the market and have the resources to stay that way as we have done as HomePlus Mortgage for over 20 years. I look forward to working with you on your loan and already looking forward to our next!

I am a Southern California native. After earning my undergraduate degree at ULCA and law degree at Pepperdine University, I spent the first 25 years of my career as a litigator, before becoming involved with HomePlus as corporate counsel. My role then grew to include involvement with recruiting and growing the business. I really enjoy having the opportunity to help mortgage loan originators drastically improve both their income and quality of life by coming to work for HomePlus. We have a great program here.

Dedicated to the Mortgage Industry for over 20 years, I pride myself on outstanding communication, transparency, and above all loyalty. Clients benefit from my long-standing relationships with 30+ lenders and their vast array of programs. Each loan is VERY personal to me and I take the time to understand my client’s needs and goals. By sharing my knowledge, clients can better understand their options and so feel empowered in their decisions. Obtaining a mortgage should be stress free and my goal is to make sure this is always achieved.

With over 25 years of mortgage experience, I'm happy to assist with all your lending needs.

I’m a firm believer that it is not about how much money you make, but how much you keep. I know I can customize the right program for you from my large selection of Conventional, FHA, VA, Non-QM, Jumbo, and 2nd mortgages to help you purchase a home or save money (upfront, long term, or providing access to your equity). As your bilingual personal mortgage advisor, I ask the opportunity to earn your trust first and together we’ll find a loan that will put you ahead of your current position. I will be with you from start to finish so don’t hesitate to contact me today to start!

After graduating with a finance degree at the University of Central Florida in Orlando in 2005, I decided to move to Dallas, Texas to be closer with my mom and sister. Since then, I take great pride working in the mortgage industry and have been assisting homeowners for over 16 years.

As your mortgage loan officer, I will provide you with the highest level of customer service and walk you through the loan process step by step. My goal to make the transaction simple and stress free with low rates and fast service. Please call or text me directly with any questions at 469.585.4498. I look forward to providing different loan options for you and your situation.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with 18 years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

I grew up in Malaysia and migrated to California in 1997. For the last 15 years, I have been a consultant to small business owners helping them to grow their businesses.

My goal is to help individuals and families become owners of their dream home. There are many mortgage programs available and the process of buying and financing a home can be very daunting. My goal is to help you to set up a plan that fits your budget, make the process as smooth as possible and will ultimately get you the home you desire.

I have been in the mortgage industry for over 12 years. My number one goal is to provide personal service to each and every one of my clients. For the majority of us our homes are our biggest assets. This is why it's a great pleasure for me to have the opportunity to assist clients in making financially sound decisions with their home loans.

I'm a Sr. Loan Officer with HomePlus Mortgage. I have extensive knowledge of the mortgage industry, proven my ability to provide the most competitive rates, along with providing exceptional personalized service. Over the years, I have had the privilege to work with thousands of satisfied clients through online lending networks such as LendingTree (where lenders compete for your business). My goal is to make sure all my clients not only get the best deal but are also 100% satisfied. I appreciate the opportunity to earn your business!

I pride myself on providing my clients with the highest level of service, support and communication throughout the entire mortgage process to ensure as smooth a transaction as possible. Whether you are buying a new home or refinancing your existing mortgage, I will do my best to secure the most competitive rates and terms for YOUR individual scenario. With HomePlus’ large selection of programs, I can often qualify you for a loan even if you have been turned down elsewhere. I am an expert in conventional, VA, and FHA loan products. I look forward to working with you and the opportunity to earn a customer for life.

I have been helping homeowners with their mortgage needs since 2000 with my experience in origination, secondary marketing to servicing. My passion is helping my clients achieve the dream of home ownership, finding the best loan for a refinance or debt consolidation in the most cost-effective way possible. I am ready and willing to work to make your experience as stress-free and smooth as possible. I guarantee to provide you with great customer service and excellent communication from applying for a loan to closing. I look forward to hearing from you soon to assist you in finding the best financing options!

I'm a CMPS certified mortgage professional with 20+ years' experience in mortgage lending. My primary focus is providing exceptional customer service throughout the process, while ensuring we secure the best terms possible.

I'm a Sr. Loan Officer with HomePlus Mortgage. What differentiates me from other loan officers is my 5 star service and my direct no nonsense approach. Over 16 years, I have had the privilege to work with thousands of satisfied borrowers through online lending networks such as LendingTree.

I always make sure my clients get the best deal and outstanding service. I am available from 9:00 AM to 8:30 PM for your convenience at my toll free direct line. I appreciate the opportunity to earn your business!

Ryan is originally from Chicago, Illinois and has lived in California since 2009. He has been in the mortgage industry since 2011 and has expertise in the following loan products: VA, FHA, conventional, non QM and Jumbo. Ryan also has 2 years of experience in commercial real estate. He graduated with a Bachelors of Arts from The Ohio State University. Ryan is married with 2 children. When Ryan is not at work he enjoys watching sports, playing with his children and spending time with his family.

It is imperative that all of my clients receive the finest service and most competitive pricing advantages in the marketplace. I have been helping homeowners successfully navigate real estate and mortgage transactions since 1992. My years of successful closings, combined with the power of technology harnessed by HomePlus Mortgage give us the advantage my clients deserve. Outstanding customer service combined with speed, accuracy, organization and clear communication are keys to our, and your success!

My goal is to provide you with the highest level of customer service, along with the most competitive and convenient mortgage loan. With HomePlus’ large selection of programs, I can often qualify you for a loan even if you have been turned down elsewhere. I am an expert in conventional, VA, and FHA loan products. I also specialize in helping first time home buyers by explaining the loan process and making sure they understand every step. This applies to seasoned homeowners as well. My customers work directly with me, which makes communicating easier, and provides the ultimate personalized customer service.

I have been in the mortgage industry for many years, and it has truly been a pleasure working with so many people across the US. I am licensed in California, Arizona, Colorado, Texas, and Florida.

I have been in the Mortgage Industry for 30 years. My professional goal is always to provide an efficient mortgage process from application to closing that is pleasant and enjoyable (yes, it can be done)!

Hi, my name is Chris Snyder and I am a loan officer with HomePlus Mortgage. I have experience with a wide variety of loan programs including Conventional, FHA, VA and Jumbo. Whether you’re looking to purchase a home or refinance, HomePlus Mortgage offers the lowest rates combined with exceptional customer service. Once we have found the loan that best meets your financial goals, I will work with you to make the loan process as easy as possible for everyone involved. Please contact me today for a consultation. We will go over all of the details of the mortgage process so you will have confidence throughout the transaction.

My goal is to provide you with the most competitive and convenient mortgage loan. With our large selection of programs, we can often qualify you for a loan even if you have been turned down elsewhere. Our customers interact directly with one highly experienced Loan Officer, like myself with years of experience, through the entire process, providing you with the ultimate personalized customer service. I return phone calls and answer questions within hours – even on nights and weekends. Call me today, your expert for purchase, refinance and debt consolidation loans. I am eagerly waiting to hear from you.

I'm a hard working dedicated Mortgage Professional that has built his reputation on customer service. My job is to LISTEN to your goals and objectives and then find a mortgage solution that works for you and your family. When all the paperwork clears and there will be paperwork:) you'll walk away satisfied and have a mortgage professional you can trust.

I have been in the Mortgage banking business for over 32 years. I was one of the top 5 producing managers with over 22 employees.

I have been a Mortgage Broker the last 21 years. We have loans from 99.5 LTV FHA , up to 1,950,000 jumbo VA loans, Conventional, portfolio loans and Reverse mortgage loans. Due to are huge volume we get the best pricing possible which I can pass on to my clients.

I have probably done more VA loans than anyone in San Diego , I am the VA expert!

I have been doing reverse mortgage for the last 8 years and I am an expert of those as well.

I attended the California Maritime Academy and sailed for 6 years on my license and became a 2nd officer before transferring to the Mortgage banking industry. I was a US Naval reserve officer for 11 years.

I enjoy boating, jet skiing and traveling on my time off.

I am fast, experienced and I solve problems others cannot. My goal is to give the best possible service with the lowest rates and fast closings. Once you use my team you will not go back to whoever you used *********** me for your next loan!

28 Years’ Experience as a Loan Officer. Licensed in: California, Colorado, Oregon, Texas, and Arizona. Honest and Professional Customer service. Each borrower has unique needs and I handle each with individualized attention. Specializing in cash-out Refinancing. If you want honest and knowledgeable answers, please give me a call.

After almost 20 years of working for the lender in the mortgage transaction I'm now working for the borrower as a licensed Mortgage Loan Originator in California, Colorado, Texas and Idaho. HomePlus Mortgage is one of the largest brokers/direct lenders in the country and we can offer the best rates and programs available for our borrowers. From Jumbo to A-paper to Non Prime (Non QM) and Government loans (FHA and VA) we can provide you with the financing that you are looking for. From wage earners to self employed borrowers HomePlus Mortgage can get you the best financing available.

I have been in the Mortgage industry for over 15 years. I pride myself on making the loan process as stress free as possible! I am here to help you and explain everything to your satisfaction every step of the way. I want you to be as happy on the day your loan closes as the first day you applied! I enjoy what I do and helping people. Whether you are buying a home, or refinancing I am here to EARN your business! HomePlus offers the lowest interest rates coupled with outstanding customer service, speed, and professionalism. I am knowledgeable in VA, FHA, Conventional and Jumbo financing. Call me for your personalized 30 second quote today, you will be glad you did!

Manuel, more commonly known as Manny, is originally from California and has lived here his entire life. He has been working in the mortgage industry since 1998 and has an expertise in the following loan products: Purchase, VA and Jumbo Loans. He is fluent in both Spanish and English and has an educational background from Cypress College. When Manny is not at work he enjoys fishing and spending time with his wife and three sons.