Austin TX

May 29, 2018

Debt Consolidation Refinance Austin TX

Looking for the best debt consolidation refinance company with the lowest mortgage rates in Austin, TX! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best debt consolidation refinance in Austin, TX? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Austin, TX mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing […]
June 27, 2018

New Home Purchase Loan, Austin, TX

Making a home purchase is one of the biggest financial decisions you can ever make in life. Remember, it involves some serious amount of money and therefore should merit careful planning and wise decision-making. It’s a matter that you cannot afford to fail. Fortunately, prior research on mortgage tips, together with the guidance of a highly qualified advisor, can put you in a better position of getting the best deals in the market today. Finding a reliable mortgage company that works for your new home purchase loan, Austin, TX, is an important step to succeed in home purchase. Companies like yours truly, HomePlus Mortgage, have access to a wide network of lenders, which gives borrowers better chances of getting the best deals available in the industry. In your search for a new home purchase loan, Austin, TX, it is imperative that you come well-prepared when you finally sit down with your mortgage broker. With that, it makes sense to make a personal evaluation on your purchasing capacity. Here are some factors that can increase your chances of getting approved in your new home purchase loan application: Higher down payment – Having at least 20% to put down increases your chances for approval; you also get better interest rates when the lenders figure out that you have the needed ideal amount for down payment. Healthy credit score – Most lenders consider a credit score of 600 as their baseline for home loan approval. Other lenders (e.g. a select credit union, local […]
August 31, 2018

Here’s Why Hire a Professional Mortgage Broker, Austin, TX:

A lot of people are seeking the help of a professional mortgage broker, Austin, TX, in search for the best home loan options available. They do it for the right reason; the strategy can be quite practical in a number of ways and here are some of them: Professionals follow a standard process. Why is it imperative to follow a standard procedure? Because it is a system that is made out of careful evaluation. Meaning to say, it is a proven and tested process for a more effective way of searching for the best loan option in the market today. Here at HomePlus, for instance, we have a proven effective step-by-step process that our professional mortgage brokers religiously follow in order to deliver the best results. They are an expert in handling the job. A professional mortgage broker, Austin, TX, most especially if they have been in the industry for decades, are an expert in handling mortgage loan applications. The more skilled they are, the better they can deliver the service you deserve. Many brokers handle mortgage applications on a day-to-day basis. With that frequency, you are assured that they know the drill quite well. They have access to a wide network of lenders. Mortgage brokers, including HomePlus, have an access to a wide network of lenders. This means that they can pool the most comprehensive information available in the industry, letting you make better decision based on the array of choices. For instance, they can compare which lenders give […]
December 27, 2018

Some Questions About Cash Out Refi Austin TX Answered

What is cash-out refi Austin TX? It is a refinance option that lets you tap into your home’s equity for cash that you can use for any purpose you choose. With this type of refinance option, you get a new mortgage loan that is larger than the existing one to convert home equity into cash. Why go for a cash-out refi? If your current home loan has a higher interest rate than you qualify for with a refinance and/or if you need a one-time cash infusion for a significant expense (e.g. home improvement), then a cash-out refi might be the best course of action to take. This type of refinance option is typically has a fixed interest rates, which appeals to borrowers who prefer predictable payments. What are the potential drawbacks? There is a possibility that you will pay additional interest amount on both your current balance and the additional amount you borrow if the new loan’s rate is higher. Take note also that you will pay more fees on a cash-out refi Austin TX than you would pay with a home equity loan or line of credit. It is worth-noting as well the cash-out cap imposed by lenders is usually at 80% of the home’s value. What is the difference between Rate and Term and Cash-out Refinancing? Rate and Term Refinancing provides an opportunity for borrowers to attain a lower interest rates and/or adjust the term of the loan. On the other had, the latter allows borrower to convert […]