October

October 23, 2019

Factors Affecting Jumbo Mortgage Rates, Tampa, FL

Jumbo loans and conforming loans are quite similar when it comes to the factors affecting mortgage rates. So, don’t be surprised if the items listed here are also similar to conforming loans’. If in case you are going to apply for a jumbo loan, consider these factors before you even call the first lender you have in your list of prospects. But first things first, what are jumbo loans? In simplest terms, these are massive loans. Any mortgage loans that are bigger than the conforming loan limit of USD 484,350 are considered a jumbo loan. Because these loans are big, even small decreases in jumbo mortgage rates, Tampa, FL, can translate into a serious amount of savings for borrowers. Thus, […]
October 22, 2019

VA Home Loans, Tucson, AZ: Questions To Ask Before Choosing A Lender

With so many lenders offering VA home loans, Tucson, AZ, chances are that you are going to have a difficult time to choose one from the available options. And worse, you pick the wrong one. Thus, you must have prior knowledge about this type of loan before you even call the first lender in your list of prospects. The following list of questions can help you find the best lender available offering VA home loans, Tucson, AZ: Does the lender have a VA loan experience? It does not make any sense if you go for a lender without VA loan experience. Make sure your prospects have the necessary VA experience. Please note that VA loans are a bit different from […]
October 16, 2019

Consider These Questions Before Deciding On Refi Mortgage, Houston, TX

It is usually tough to make decisions about properties. For one thing, they involve some serious amount of money; for another, the decision you make can affect your life in the long run. Before you even consider to refi a mortgage, Houston, TX, see to it that you put every factor into consideration. With that said, you may want to consider the following questions about the refi mortgage. How much equity do I have in my home? Why is it necessary to take into account the equity in your home? Because it is one of the factors affecting interest rates. Most traditional mortgages require insurance when the loan-to-value (LTV) is greater than 80%. You can qualify for lower rates when […]
October 15, 2019

4 Questions To Ask Before You Refinance Your Mortgage, Fullerton, CA

When making decisions about properties, it is usually a tough one. For one thing, it involves some serious amount of money; for another, the decision you make can affect your life in the long run. Before you even consider to refinance your mortgage, Fullerton, CA, make sure you put every factor into consideration. Here are 4 questions to ask before deciding to refinance your mortgage. How much equity do I have in my home? Why do you need to consider the equity in your home? Because it can affect interest rates. Most traditional mortgages require insurance when the loan-to-value (LTV) is greater than 80%. You can qualify for lower rates when it is less than 80%. The lower the LTV, […]