Lending Expert Blog

December 22, 2016

Why consider home loan refinance Ventura CA?

It’s understandable if you are pretty anxious on whether or not to go for a home loan refinance Ventura CA. After all, such option involves some serious amount of money and thus, you want to get the best deal available in the market today. To help you make the most appropriate decision, we have listed below some of the benefits of home loan refinancing (and you can call our office anytime if you want to know also about some of its limitations): It can lower monthly repayment. It is one of the best ways to help lower your mortgage payment and your interest rate. You can also enjoy fewer fees with it. It is important to remember, however, that you should have: (1) a good credit score and (2) your property value should exceed the refinance amount (along with some more other requirements) in order to qualify for home loan refinancing. (Don’t hesitate to talk to our experts at HomePlus Mortgage to learn more). It allows you to pay your mortgage off faster. Are you making more money now than you were making when you bought your home? If so, you can take advantage of home loan refinancing if you desire to pay your mortgage off faster. (FYI: Paying more on your mortgage each month is not always permitted according to the loan terms, so refinancing is considered the best way to go for it.) It allows you to unlock the equity in your home. Home loan refinancing also provides […]
December 22, 2016

What are some benefits of home loan refinance Austin TX?

So, you are turning down the option of home loan refinance Austin TX. The following might make you to reconsider your decision. What are some benefits of home loan refinancing? An opportunity to lower monthly repayment. It is considered to be one of the best ways to help lower your mortgage payment and your interest rate. You can also enjoy fewer fees with it. It is important to note, however, that you should have a good credit score, your property value should exceed the refinance amount (along with some more other requirements) in order to qualify for home loan refinancing. (Don’t hesitate to talk to our experts at HomePlus Mortgage to learn more about this). An opportunity to pay your mortgage off faster. If you are making more money now than the income you were making when you bought your home, then you can take advantage of home loan refinancing if you want to pay your mortgage off faster. (FYI: Paying more on your mortgage each month is not always permitted according to the loan terms, so refinancing is considered the best option.) An opportunity to unlock the equity in your home. Home loan refinancing also provides you an opportunity to access the equity of your home. That means to say, you can get a line of credit according to your home value and the amount that you have already paid on your mortgage. This gives you an ideal way to finance other projects you might have such as home […]
November 15, 2016

Qualities of a highly-qualified mortgage broker Sarasota FL

If you are shopping for mortgage in Sarasota FL, there is one person that can help you get the best deals in the market today: a mortgage broker. A mortgage broker bridges borrowers to their prospective lenders. However, the fact remains that not all them are equally trained, experienced and thus, you still need to be careful in hiring one – hire the most qualified mortgage broker Sarasota FL. These are some qualities of a highly-qualified mortgage broker: Good mortgage brokers are diligent. They always do their homework about multiple loan options to better serve their clients. They recognize that every buyer is unique – different incomes, different debts, and different financial situations. This is the reason why mortgage brokers who keep themselves updated with multiple options are a good prospect. They make prompt response to clients’ inquiries – be it through emails, phone calls, or by meeting in person. They recognize that clients can be anxious about their mortgage loans considering they involve some serious amount of money (big financial decisions). Thus, mortgage brokers always want to get their clients updated. They pay close attention to details. A good mortgage broker Sarasota FL is not only prompt but never skips details as well, most especially on loan products, fees, services, and the applicable mortgage laws in Florida. They are transparent to disclose any fees that will impact their clients’ financial condition, and they are knowledgeable to explain why their clients are having those payments. They provide enough time for […]
November 15, 2016

Some benefits of home loan refinancing Austin TX

If you are having a hard time deciding whether to refinance your mortgage or not, the following information can be useful for you to make the most appropriate decision. (If you have more questions about home loan refinance Austin TX, however, don’t hesitate to contact us at HomePlus Mortgage.) So here are some benefits of home loan refinancing: It can lower monthly repayment. Refinancing is considered as one of the best ways to help lower your mortgage payment and your interest rate. Apart from that, you can enjoy fewer fees, and other benefits. However, it should be noted that you need to have a good credit score, your property value should exceed the refinance amount, among other requirements in order to qualify for home loan refinancing. It allows you to pay your mortgage off faster. If you are making more money now than the amount you were making when you bought your home, then you can take advantage of home loan refinancing as this can make you pay your mortgage off faster. Paying more on your mortgage each month is not always allowed according to the loan terms, so refinancing could be the ideal option for you. It lets you to unlock the equity in your home. Home loan refinancing allows you to access the equity in your home. Meaning to say, you can get a line of credit based on your home value and the amount that you have already paid on your mortgage. Such opportunity gives you an […]
November 15, 2016

Eligibility requirements for VA home loan Ventura, CA

If you are planning to apply for a VA home loan Ventura, CA, the very first thing you need to do is to find out whether you are eligible or not. If your answer to any of the following questions is YES, then you are most likely to be eligible to apply for this type of home loan. Have you served 90 consecutive days of active service during wartime? Have you served 181 days of active service during peacetime? Have you served 6 years or more in the National Guard or Reserves? Are you the spouse of a service member who died in the line of duty or as a result of service-related disability? Again, if your answer to any of the above questions is YES, you are most likely qualified for VA home loan. Note: A veteran applying for a VA home Loan must not have been discharged under dishonorable conditions. Certificate of Eligibility Though your COE is not needed as you are starting with your loan process, it is an important part of your loan application as it verifies your eligibility for VA home loan based on your length and character of service. Usually, the process of obtaining your COE takes only minutes to complete. VA loan income requirements There is no specific income threshold required for homebuyers interested in VA home loan Ventura, CA; but, borrowers are expected to have a stable and reliable income that will cover the monthly expenses – yes, that includes the new […]
October 17, 2016

Why hire mortgage broker in California?

A mortgage broker California can play an important role in your search for the best deal on mortgage loan in the area. A broker serves as a middleman that connects you to prospective lenders. Though a do-it-yourself mortgage shopping can yield positive results, hiring a broker like HomePlus Mortgage is preferred by many because of a number of benefits, including the following: A broker does all the legwork A broker is familiar with the complex maze of the mortgage industry, and that works to your advantage as your broker can do all the legwork to find the right home loan for you. Doing all the paperwork, sourcing pre-approval, helping you to get approved in your application for any government grants and incentives – these are just some of the things that a broker can do for you. Works for pre-qualification Since a mortgage broker uses specialized software to get the latest loan information from different lenders, he can easily match this information on your individual situation and goals – something that is difficult with a DIY strategy, unless, of course, if you are a mortgage broker yourself. This strategy allows you to quickly find a prospective lender that is most likely willing to lend the money you need. Expert advice Mortgage loans are so much more than just interest rates. Therefore, an expert advice is necessary in order for you to get the best deal and the one that can give you that is an experienced mortgage broker California. Your […]
October 17, 2016

Why hire mortgage broker in Texas?

Shopping for a mortgage loan? If so, you are going to decide whether to hire a mortgage broker Texas or just have it as an all-by-myself affair. Which one should you choose? While a do-it-yourself mortgage shopping can get positive results, hiring a mortgage broker like HomePlus Mortgage is preferred by many because of a number of benefits, and these include the following: A broker does all the legwork Hiring a broker gives the benefit of having somebody to do all the legwork on your behalf. This means that you can focus on a particular task that is most important to you and let your broker to the rest. Doing all the paperwork, sourcing pre-approval, helping you to get approved in your application for any government grants and incentives – some of the things your broker can do for you. Works for pre-qualification A mortgage broker utilizes specialized software to get the latest loan information from different lenders and match this on your unique situation and goals, which is something that is hard if you choose a DIY strategy, unless, of course, if you are a mortgage broker yourself. Easy access to the information allows you to quickly find a prospective lender that is most likely willing to lend the money you need. Expert advice The fact that mortgage loans are so much more than just interest rates, an expert advice is necessary to get the best deal in town, and the one that can give you that is a […]
October 17, 2016

Why hire mortgage broker in Florida?

Looking for the best deal on your mortgage loan? The task can be a lot easier with the help of a mortgage broker Florida. A broker serves as a middleman that bridges a borrower to a prospective lender. While a one-man team shopping can get positive results, hiring a mortgage broker like HomePlus Mortgage has been a preferred choice by many because of a number of benefits, which include the following: A broker does all the legwork Mortgage is a complex maze for individuals who are not so familiar with how the industry works. Having someone that can do all the legwork is really an advantage when finding the right home loan for you. Doing all the paperwork, sourcing pre-approval, helping you to get approved in your application for any government grants and incentives – these are some of the works a broker can do for you. Works for pre-qualification With the use of specialized software, a mortgage broker can easily get the latest loan information from different lenders and match them to your individual situation and goals – something that is difficult with a DIY strategy, unless, of course you are a mortgage broker yourself. This allows you to quickly find a prospective lender that is most likely willing to lend the money you need. Expert advice The fact that mortgage loans are so much more than just interest rates, an expert advice is imperative for you to be able to get the best deal available in town, and […]
September 20, 2016

Home Mortgage Loans San Diego

Looking for the best Home Mortgage Loans with the Lowest Mortgage Rates in San Diego! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Home Mortgage Loans in San Diego? You need to talk with the mortgage professionals at Home Plus Mortgage! Home Plus Mortgage ensures that you get the absolute best rate with the best loan refinance in the current San Diego mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! Home Plus Mortgage professionals are […]
May 20, 2016

Mortgage Brokers San Diego CA

Looking for the best Mortgage Brokers with the Lowest Mortgage Rates in San Diego! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Mortgage Brokers in San Diego? You need to talk with the mortgage professionals at Home Plus Mortgage! Home Plus Mortgage ensures that you get the absolute best rate with the best loan refinance in the current San Diego mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! Home Plus Mortgage professionals are dedicated to providing […]