Lending Expert Blog

June 25, 2017

Benefits of reverse mortgages, San Jose, CA

Reverse mortgages, San Jose, CA are one of the options you can take when shopping for home loan. But what exactly are the benefits of this particular type of loan. In this post, we’ll be sharing some benefits that might help you make the best option. Monthly payment is not a requirement. This is why reverse mortgages are attractive to borrowers. Instead of paying monthly premium, payments are made to you; that is, as long as you live in your home. Indeed, quite different from a traditional forward mortgage. You remain the owner of your home. Contrary to the popular belief that the lender takes ownership of your home, a reverse mortgage allows to remain as the owner of your property; that is, as long as you comply with the terms of the loan and religiously pay your insurance and taxes. Medicare and Social Security benefits are not affected. Government benefit programs that do not test financial resources, such as Social Security and Medicare, are not affected by reverse mortgages. The reason for this is that reverse mortgages are considered loan proceeds and not income. There are several options of disbursement. Lenders recognize the fact that each and every senior has different needs; thus, several disbursement options are available for you to choose from. You can choose to receive funds in full or partial sum, monthly payments, a line of credit, or a combination of any of the options. Housing market protection. If there are market declines mortgage, no worries […]
June 25, 2017

Some benefits of reverse mortgages, San Antonio, TX

Reverse mortgages, San Antonio, TX are one of the options you can take when shopping for home loan. But what exactly are the benefits of this particular type of loan? In this post, we’ll be sharing some benefits that might help you decide whether to go for it or not. No monthly payment required. This is why reverse mortgages are attractive to borrowers. Instead of paying monthly premium, payments are made to you; that is, as long as you live in your home. Indeed, quite different from a traditional forward mortgage. You remain the owner of your home. Contrary to the popular belief that the lender takes ownership of your home, a reverse mortgage allows you to remain as the owner of your property; that is, as long as you comply with the terms of the loan and religiously pay your taxes and insurance. There are several options of disbursement. Lenders recognize the fact that each and every senior has different needs; thus, several disbursement options are available for you to choose from. You can choose to receive funds in full or partial sum, monthly payments, a line of credit, or a combination of any of the options. Housing market protection. If there are market declines mortgage, no worries as you are protected. The reason is that reverse mortgages, San Antonio, TX are insured by the federal government. With federal insurance, there is greater security. If the loan ends up to an amount that is more than the value of […]
June 9, 2017

Reverse Mortgage La Jolla CA

Looking for the best reverse mortgage with the lowest mortgage rates in La Jolla, CA! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best reverse mortgage in La Jolla? You need to talk with the mortgage professionals at Home Plus Mortgage! Home Plus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current La Jolla mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! Home Plus Mortgage professionals are dedicated […]
May 24, 2017

Reverse Mortgage Orange County CA

Looking for the best reverse mortgage with the lowest mortgage rates in Orange County, CA! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best reverse mortgage in Orange County? You need to talk with the mortgage professionals at Home Plus Mortgage! Home Plus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Orange County mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! Home Plus Mortgage professionals are dedicated […]
May 24, 2017

Mortgage Broker Austin TX

Looking for the best mortgage broker with the lowest mortgage rates in Austin, TX! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best mortgage broker in Austin? You need to talk with the mortgage professionals at Home Plus Mortgage! Home Plus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Austin mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! Home Plus Mortgage professionals are dedicated to providing you […]
May 24, 2017

Mortgage Broker Fort Myers FL

Looking for the best mortgage broker with the lowest mortgage rates in Fort Myers, FL! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best mortgage broker in Fort Myers? You need to talk with the mortgage professionals at Home Plus Mortgage! Home Plus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Fort Myers mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! Home Plus Mortgage professionals are dedicated to […]
May 15, 2017

Reverse mortgages Rancho Santa Fe, CA

What are reverse mortgages? As opposed to making monthly payments to your bank, the lender sends money back to you instead. In other words, the stream of payments goes the opposite direction from what borrowers are used to. Reverse mortgages give retirees a simple way to tap their home equity without the risk of a conventional mortgage or having to sell their property and move to a cheaper housing. Here are some important facts about reverse mortgages, Rancho Santa Fe, CA: They have various payout options for you to tap your home equity. Five different payment plans are available. One type of payment involves taking equal monthly payments that run as long as one borrower is alive and resides in the home as a principal residence. A fixed term of years of payments is also available; after the specified term of payments, you will stop receiving monthly payments even if you are still living in the home. A flexible line of credit is also available; this gives you the choice on how much and when to take money out based on the maximum amount of the line. No access to the full equity. Reverse mortgages only offer a part of your home equity. The maximum mortgage amount is computed by the FHA based on the age of the youngest borrower, the appraised value of your home, and the prevailing interest rates. It is important to note also that borrowers have to pay the costs of a reverse mortgage such as […]
April 30, 2017

Find the best mortgage lender, Valencia, CA with these tips

We understand that different people tend to have different views about the word ‘best’. In other words, what I perceive as best might not be the best for the other (or the other way around). So, let us begin this post with the premise that ‘best’ is a relative word. However, at the very least, we can agree that the best mortgage lender is the one that delivers a top-notch mortgage deal and/or service at a fair price. So, how to find a mortgage lender, Valencia, CA that offers great products/services while at the same time charges you reasonably? Here are some ways you can follow as you do your search: Streamline your Google search. Compared to other search engines, Google returns a more comprehensive information on its search results for just about any topic that you can think of, mortgage lenders information included. So, you should take advantage of this online search tool. You can streamline your Google search even more by making your search as specific as possible. Since you are searching for the best mortgage lender, Valencia, CA, use these terms in your search queries, including the target location (e.g. best mortgage lenders + Valencia + CA) and you will notice that Google returns mostly local companies in search results – i.e. more relevant companies to choose from. Searching through industry-specific local directories. There are a number of useful local directories that are industry-specific that you can take advantage of when you do your search online. And […]
April 30, 2017

These tips can help you find the best offer on VA Loans, Bellevue, WA

We understand that different people tend to have different views on the word ‘best’. What I perceive as best might not be the best for others (or the other way around). That said, we begin this discussion with the premise that ‘best’ is a relative word. However, at the very least, we can agree that the best VA loan provider is the one that offers a top-notch deal at a reasonable price. So, how to find the best offer on VA loans, Bellevue, WA? Here are some ways you can do in your search: Streamline your Google search. Chances are that you can get overwhelmed with lots of information when you do an online search. However, with the right strategy, you can make it more efficient. When using Google, you can streamline your search by making it as specific as possible. Since you are searching for the best offer on VA loans, Bellevue, WA, use these terms in your search queries, including the target location (e.g. best VA loans + Bellevue + WA) and you will notice that Google returns mostly local companies in search results – i.e. VA loan companies in the area, narrowed down to the most relevant ones. Searching through industry-specific local directories. There are plenty of useful local directories that are industry-specific that you can take advantage of when you do your search online, including those that are dedicated to listing mortgage lending companies (e.g. Zillow, which lists reputable mortgage lenders). What’s nice about these directories […]
April 29, 2017

Strategies to help you find the best mortgage lender, Tallahassee, FL

Different people tend to have different views about the ‘best’ for them. In other words, the one that I perceive the best might not be the best for you (or the other way around). So, let us have this discussion with the premise that ‘best’ is a relative word. However, at the very least, we can agree that the best mortgage lending company is one that delivers a top-notch quality product and/or service at a fair price. So, how to find a mortgage lender, Tallahassee, FL that offers quality product/services while at the same time charges you reasonably? Here are some ways you can follow as you do your search: Streamline your Google search. Compared to other search engines, Google offers a more comprehensive information about any topic that you can think of, mortgage lenders information included. So, you should take advantage of this search facility. To streamline your Google search even more, make your search as specific as possible. Since you are searching for the best mortgage lender, Tallahassee, FL, use these terms in your search, including the target location (e.g. best mortgage lender + Tallahassee + FL) and you will notice that Google returns mostly local companies in the area in search results – more relevant companies to choose from. Searching through industry-specific local directories. Aside from well-known directories like Yelp, Google Business Listing, YellowPages, and Angie’s List, there are a number of useful local directories that are industry-specific that you can take advantage of when you do […]