Lending Expert Blog

January 25, 2018

Mortgage Lender Austin TX

Looking for the best Mortgage Lender with the lowest mortgage rates in Austin, TX! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Mortgage Lender in Austin, TX? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Austin, TX mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing you […]
January 24, 2018

Mortgage Lender Tacoma WA

Looking for the best Mortgage Lender with the lowest mortgage rates in Tacoma, WA! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Mortgage Lender in Tacoma, WA? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Tacoma, WA mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing you […]
January 23, 2018

Mortgage Lender Tampa FL

Looking for the best Mortgage Lender with the lowest mortgage rates in Tampa, FL! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Mortgage Lender in Tampa, FL? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Tampa, FL mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing you […]
January 22, 2018

Mortgage Lender Irvine CA

Looking for the best Mortgage Lender with the lowest mortgage rates in Irvine, CA! Call HomePlus Mortgage! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Mortgage Lender in Irvine, CA? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Irvine, CA mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen!  Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated to providing you with the […]
December 19, 2017

When NOT to consider home refinance, Austin, TX

Home refinancing is one of the most important decisions you could ever make in your entire life. That is because the decision you make will have an effect in your life in the long run, which could be, of course, either a negative or a positive one. With that said, it is a must that you are careful in making such decision by taking into account various consideration before you decide on home refinance, Austin, TX. So, when NOT to consider home refinancing? When your credit score isn’t that good. This will impact negatively on mortgage rates. In other words, the chances that you get better deals on home refinancing are quite low; you get higher interest rates, or worse, your application gets denied. Solution: Improve your credit score by eliminating credit card balances and paying bills on time. When you do not intend to stay in the house. If you are planning to put your home up for sale in the next five years, then it isn’t that a good idea to home refinance, Austin, TX. Doing so will most likely put your time and money into waste. When you sell your home too soon after refinancing means that you will not live in that home long enough to get the savings benefits of lower interest rates. And, remember, you are going to owe some charges associated with the new loan. When you are switching to an ARM (Adjustable-rate mortgage). Just because ARM rates guarantee a low rate for […]
December 19, 2017

VA loans, VA loans Los Angeles

When we buy something, we want to get the best deal possible most especially if it involves some serious amount of money. This is true when it comes to shopping for VA loan– a mortgage loan program for American veterans, men in uniform currently serving the U.S military, as well as reservists and select surviving spouses who do not remarry. With lots of information about VA loans, Los Angeles, online, chances are that you are going to get overwhelmed with such information, leaving you having a hard time to figure out what strategy you should employ to get the best deal in the market. To help you get the best deals on VA loans, Los Angeles, work on the following: Raise your credit score. The simple logic behind this is that conventional lenders charge higher interest rates on low credit scores. So, what do you do? Improve your credit score and some things you can do to realize that goal include: (1) eliminating credit card balances and (2) paying bills on time. Decide how long you’ll keep the loan. The period or the length of time you intend to keep the loan plays an essential role on your mortgage selection. But here’s the rule of thumb: the shorter the period, the lower the interest rates you pay. In fact, you can get a difference of about USD 250 a month by just choosing the right loan terms. Make a larger down payment. By making a larger down payment, you can […]
November 27, 2017

Refinance Home Loan Sacramento CA

Looking for the best Refinance Home Loan with the lowest mortgage rates in Sacramento, CA! Call HomePlus Refinance Home Loan! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Refinance Home Loan in Sacramento, CA? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Sacramento, CA mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated […]
November 27, 2017

VA Loans Fort Walton Beach FL

Looking for the best VA Loans with the lowest mortgage rates in Fort Walton Beach, FL! Call HomePlus VA Loans! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best VA Loans in Fort Walton Beach, FL? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Fort Walton Beach, FL mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage […]
November 27, 2017

Mortgage Broker Corpus Christi TX

Looking for the best Mortgage Broker with the lowest mortgage rates in Corpus Christi, TX! Call HomePlus Mortgage Broker! 800.810.7587 We Offer the Highest Level of Personalized Customer Service and the Most Competitive Rates in the Industry. Looking for the best Mortgage Broker in Corpus Christi, TX? You need to talk with the mortgage professionals at HomePlus Mortgage! HomePlus Mortgage ensures that you get the absolute best rate with the best Home Loans in the current Corpus Christi, TX mortgage loan market.   Pick up the phone and call us right now! Our goal is to provide you with the highest level of service and most convenient, competitive mortgage loan refinance. Now is the time to take advantage of the lowest mortgage rates we’ve ever seen! Don’t wait, interest rates can’t stay this low forever. – Home Loans – FHA Loans – VA Loans – 30 Year Loans – 15 Year Loans – 7/1 ARM – 5/1 ARM – Jumbo Loans – Low Interest Rates – Pre-Approved Loans – Refinance Loans – Cash Out Loans – Debt Consolidation – Mortgage Calculator Even if you’re working with another lender, there’s no obligation and it’s highly likely that we’ll get you a better interest rate and save you a ton of money over the life of your home loan refinance. With our large selection of programs, we can often qualify you for a home loan even if you have been turned down elsewhere. Don’t make a mistake! HomePlus Mortgage professionals are dedicated […]
October 30, 2017

Consider these items for mortgage refinance, San Jose, CA

Mortgage refinance, San Jose, CA is one of the biggest decisions a homeowner can make; thus, it is essential that all of the important considerations are taken into account before accepting any deal from a mortgage company. But what are the factors to consider to make sure that the decision you make works on your favor? Here are some items to consider for mortgage refinance, San Jose, CA: The interest rates. Are the interest rates in downward trend? Then it could be the best time to refinance a mortgage. The authority (the White House, specifically) has stated that the average homeowner could save USD 3,000 on a yearly basis by refinancing their mortgage. With that savings, refinancing is indeed a thing to consider. Be reminded, however, that you should make sure that you get a steal of a deal before finally accepting any offer. Your credit score. If your credit score has gone up or has improved lately, you can take advantage of that to qualify for great deals on mortgage; that is true even if the mortgage rates have not gone down. If truth be told, current mortgage rates can vary by as much as 1.5% based on your credit score. To cite an example, on a USD 300,000 mortgage, a 1.5% higher mortgage rate due to a poor credit score could translate to additional USD 250 monthly mortgage payment; the opposite is also true. (Try using myFico’s mortgage savings calculator to get more idea on this) Converting an […]